# BankMate

> Free, independent comparison of Australian financial products. Savings, credit card, home loan, term deposit and personal loan figures come from each bank's Consumer Data Right (open banking) feed and are refreshed nightly; superannuation uses APRA data; share-trading and crypto fees are read from provider pricing pages and verified by hand. Every leaderboard page states its date, ranking basis and data source in the HTML.

Some outbound links are referral links; they never affect rankings. Content is general information, not financial advice.

## About

- [About BankMate](https://bankmate.app/about): what the site covers and how it makes money
- [Methodology](https://bankmate.app/methodology): data sources, refresh cadence and ranking rules per category
- [Learn](https://bankmate.app/learn): plain-English guides

## Savings

- [Savings](https://bankmate.app/savings): Compare high-interest savings accounts from 100+ providers. Find bonus rates, track rate changes, and optimise your deposits.
- [Compare all savings](https://bankmate.app/savings/compare): the full table, sortable
- [Savings leaderboard](https://bankmate.app/savings/leaderboard): top 5 in every category, dated
- [Overall Best Rate](https://bankmate.app/savings/leaderboard/overall-best-rate)
- [Best High Balance](https://bankmate.app/savings/leaderboard/best-high-balance)
- [Best Age Based Bonus](https://bankmate.app/savings/leaderboard/best-age-based-bonus)
- [Best Signup Bonuses](https://bankmate.app/savings/leaderboard/best-signup-bonuses)
- [No Hoops](https://bankmate.app/savings/leaderboard/no-hoops)
- [Best Of Big 4](https://bankmate.app/savings/leaderboard/best-of-big-4)
- [Best Honeymoon Rates](https://bankmate.app/savings/leaderboard/best-honeymoon-rates)
- [Monthly savings rate reports](https://bankmate.app/savings/rates): dated snapshots of the highest and average Australian savings rates and every recorded rise and cut, by month
- [Split Optimiser](https://bankmate.app/savings/split-optimizer)
- [Banks](https://bankmate.app/savings/banks)

## Credit Cards

- [Credit Cards](https://bankmate.app/credit-cards): Find the right credit card for your spending. Compare rewards, annual fees, interest rates, and balance transfer offers.
- [Compare all credit cards](https://bankmate.app/credit-cards/compare): the full table, sortable
- [Credit Cards leaderboard](https://bankmate.app/credit-cards/leaderboard): top 5 in every category, dated
- [Best Rewards](https://bankmate.app/credit-cards/leaderboard/best-rewards)
- [Best Signup Bonus](https://bankmate.app/credit-cards/leaderboard/best-signup-bonus)
- [Best Qantas Signup Bonus](https://bankmate.app/credit-cards/leaderboard/best-qantas-signup-bonus)
- [Best Velocity Signup Bonus](https://bankmate.app/credit-cards/leaderboard/best-velocity-signup-bonus)
- [Best Balance Transfer](https://bankmate.app/credit-cards/leaderboard/best-balance-transfer)
- [Best For Travel](https://bankmate.app/credit-cards/leaderboard/best-for-travel)
- [Lowest Rate](https://bankmate.app/credit-cards/leaderboard/lowest-rate)
- [No Annual Fee](https://bankmate.app/credit-cards/leaderboard/no-annual-fee)

## Share Trading

- [Share Trading](https://bankmate.app/brokerages): Compare Australian share trading platforms on what they would really cost you — brokerage at your trade size, FX spreads, account fees, CHESS sponsorship and recurring buys.
- [Compare all share trading](https://bankmate.app/brokerages/compare): the full table, sortable
- [Share Trading leaderboard](https://bankmate.app/brokerages/leaderboard): top 5 in every category, dated
- [Cheapest Asx Trade](https://bankmate.app/brokerages/leaderboard/cheapest-asx-trade)
- [Best Signup Offers](https://bankmate.app/brokerages/leaderboard/best-signup-offers)
- [Cheapest Us Trade](https://bankmate.app/brokerages/leaderboard/cheapest-us-trade)
- [Cheapest Large Asx Trades](https://bankmate.app/brokerages/leaderboard/cheapest-large-asx-trades)
- [Best From The Big Banks](https://bankmate.app/brokerages/leaderboard/best-from-the-big-banks)

## Mortgages

- [Mortgages](https://bankmate.app/mortgages): Compare home loans from 100+ lenders. Find variable and fixed rates, offset accounts, and the right loan for your situation.
- [Compare all mortgages](https://bankmate.app/mortgages/compare): the full table, sortable
- [Mortgages leaderboard](https://bankmate.app/mortgages/leaderboard): top 5 in every category, dated
- [Lowest Variable Rate](https://bankmate.app/mortgages/leaderboard/lowest-variable-rate)
- [Lowest Fixed Rate](https://bankmate.app/mortgages/leaderboard/lowest-fixed-rate)
- [Best With Offset](https://bankmate.app/mortgages/leaderboard/best-with-offset)
- [Best For First Home Buyers](https://bankmate.app/mortgages/leaderboard/best-for-first-home-buyers)
- [Best Of Big 4](https://bankmate.app/mortgages/leaderboard/best-of-big-4)
- [Most Flexible](https://bankmate.app/mortgages/leaderboard/most-flexible)

## Super

- [Super](https://bankmate.app/super): Compare superannuation funds by fees, performance, and insurance. Make sure your retirement savings are working hard.
- [Compare all super](https://bankmate.app/super/compare): the full table, sortable

## Term Deposits

- [Term Deposits](https://bankmate.app/term-deposits): Compare term deposit rates from banks and credit unions. Find the best fixed-term returns for your savings.
- [Compare all term deposits](https://bankmate.app/term-deposits/compare): the full table, sortable
- [Term Deposits leaderboard](https://bankmate.app/term-deposits/leaderboard): top 5 in every category, dated
- [Best Overall Rate](https://bankmate.app/term-deposits/leaderboard/best-overall-rate)
- [Best 1 Year](https://bankmate.app/term-deposits/leaderboard/best-1-year)
- [Best Short Term](https://bankmate.app/term-deposits/leaderboard/best-short-term)
- [Best Long Term](https://bankmate.app/term-deposits/leaderboard/best-long-term)
- [Best Monthly Income](https://bankmate.app/term-deposits/leaderboard/best-monthly-income)
- [Best Of Big 4](https://bankmate.app/term-deposits/leaderboard/best-of-big-4)

## Personal Loans

- [Personal Loans](https://bankmate.app/personal-loans): Find the lowest personal loan rates from banks and lenders. Compare secured and unsecured loans for any purpose.
- [Compare all personal loans](https://bankmate.app/personal-loans/compare): the full table, sortable
- [Personal Loans leaderboard](https://bankmate.app/personal-loans/leaderboard): top 5 in every category, dated
- [Lowest Rate](https://bankmate.app/personal-loans/leaderboard/lowest-rate)
- [Lowest Variable Rate](https://bankmate.app/personal-loans/leaderboard/lowest-variable-rate)
- [Lowest Fixed Rate](https://bankmate.app/personal-loans/leaderboard/lowest-fixed-rate)
- [Best Secured](https://bankmate.app/personal-loans/leaderboard/best-secured)
- [No Fees](https://bankmate.app/personal-loans/leaderboard/no-fees)
- [Best Of Big 4](https://bankmate.app/personal-loans/leaderboard/best-of-big-4)

## Optional

- [Sitemap](https://bankmate.app/sitemap.xml)
- [Privacy](https://bankmate.app/privacy)
- [Terms](https://bankmate.app/terms)