All credit cards
NABNAB Qantas Rewards Premium
NABNAB Qantas Rewards Signature
40,000 Qantas Frequent Flyer points60,000 Qantas Frequent Flyer pointsQantas Frequent FlyerQantas Frequent Flyer0.50.75
Credit cards · Side by side
NAB Qantas Rewards Premium vs NAB Qantas Rewards Signature
vs
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First-year value after costs, on an assumed $2,000 a month
$160
$105 rewards + $350 bonus, less costs
$223
$152 rewards + $520 bonus, less costs
NAB Qantas Rewards Signature's first-year value is $64 higher than NAB Qantas Rewards Premium's, on an assumed $2,000 a month.
An assumed $2,000 a month on the card. Drag to try yours
Figure by figure
First-year value
after costs, on an assumed $2,000 a month
$160
$223
$64 more · Higher value after costs
Sign-up bonus
in dollars, points at what a point buys
$470
40,000 Qantas Frequent Flyer points$680
60,000 Qantas Frequent Flyer points$210 more · Larger sign-up bonus
What the bonus asks
spend on the card
$4,000 in 3 months
25,000 points in year one
$5,000 in 3 months
40,000 points in year one
Annual fee
ongoing, with any rewards program fee
$295
$154 less · Lower annual fee
$449
First-year fee
$295
the same as later years
$154 less · Lower first-year fee
$449
the same as later years
Rewards program
Qantas Frequent Flyer0.80¢ a point
Qantas Frequent Flyer0.80¢ a point
Earn rate
on everyday spend, at what a point buys
0.5Qantas Frequent Flyer points per $1 · about 0.40% back
0.75Qantas Frequent Flyer points per $1 · about 0.60% back
0.20% more back · Higher earn rate
Purchase rate
22.49%
a year
22.49%
a year
Interest-free days
on purchases, at most
44 days
44 days
Overseas transaction fee
3.50%
of each overseas purchase
3.50%
of each overseas purchase
Balance transfer rate
0.00%
then 22.99%
0.00%
then 22.99%
Balance transfer period
12 months
12 months
Cash advance rate
22.99%
a year
22.99%
a year
Additional cardholder fee
None
a year for each extra card
None
a year for each extra card
Minimum credit limit
$6,000
$15,000
Complimentary travel insurance
Included
Included
Airport lounge access
No
No
Network
Visa
Visa
Platinum
Over time
Each card's figure as it stood each week since we began tracking cards. A move shows as ▲ or ▼ in the week it happened.
As of 14 October 2026, NAB Qantas Rewards Premium charges $295 a year and its sign-up offer is 40,000 Qantas Frequent Flyer points; NAB Qantas Rewards Signature charges $449 a year and its sign-up offer is 60,000 Qantas Frequent Flyer points. Points are valued at what a point buys (a bank's own points at its gift card rate, airline points at 0.8¢), and the value after costs is worked out on the spend above. Each row says which figure is higher or lower; it doesn't rank the cards.
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