Card report
Credit card sign-up bonuses in Australia, month by month
Each report is a dated snapshot generated from the same data that powers the comparison: the biggest sign-up bonuses net of what the card costs in its first year, the year-1 and total points where an offer is split, annual fees, earn rates, and every offer that opened, grew, shrank or ended in the month. Nothing is written by hand, so a figure quoted from a report can be traced to what the card issuer published on that date.
As of 17 September 2026, the sign-up bonus worth most after the first-year fee is 340,000 Membership Rewards points on the American Express Platinum Card — about $2,380 in points against a $1,450 fee — and 39 of 100 cards tracked carry an offer.