Personal loan reportPersonal loan rates in Australia, month by month
One dated edition a month from the lenders' own open-banking feeds.
Every edition
- Nov 2026Live5.95%10.64%0.00None182
- Oct 20265.95%10.64%+0.052 cuts · 44 rises · 4 fee changes182
- Sep 20265.95%10.59%0.002 cuts · 2 rises182
Comparison rates, the lowest in each lender's range. Each month's change in the average is on the unsecured loans tracked for the whole month, so newly tracked loans never read as a move. As of 1 November 2026, the lowest unsecured personal loan comparison rate tracked by BankMate is 5.95% from NOW Finance (Unsecured Personal Loan).