Home loan reportHome loan rates in Australia, month by month
One dated edition a month from the lenders' own open-banking feeds.
Every edition
- Nov 2026Live6.05%6.59%0.00Held at 4.60%—
- Oct 20266.05%6.59%+0.24Held at 4.60%41 up · 2 down
- Sep 2026Tracking began5.80%6.36%0.00Rose to 4.60% · 30 Sep14 up · 4 down
Lowest and average are owner-occupier, principal and interest variable loans at 80% LVR, by comparison rate. Each month's change is on the loans tracked for the whole month, so a batch of newly tracked loans never reads as a move.