The cheapest crypto exchanges, category by category.
- First0.50%to tap Buy, before the spreadDigital SurgeDigital SurgeAustralian-based · AUSTRAC registered · Free PayID deposits · 400 coinsGo to site
- Second0.50%to tap Buy, before the spreadIndependent ReserveIndependent ReserveAustralian-based · AUSTRAC registered · Free PayID deposits · 0.00% by card · 40 coinsGo to site
- Third0.60%to tap Buy, before the spreadCoinstashCoinstashAustralian-based · AUSTRAC registered · Free PayID deposits · 1.37% by card · 1000 coinsGo to site
Ranked by the published fee for an instant buy (tapping Buy), lowest first. Leaves out exchanges that publish no instant-buy fee — their cost sits in the quoted price, so any figure for them is our estimate, and an estimate is never ranked. Compares 8 exchanges, not the whole market.
The other 5 exchanges
Ranked by the published fee for an instant buy (tapping Buy), lowest first. All 5: AUSTRAC registered · Free PayID deposits.
| # | Exchange | Based | By card | Coins | Tap Buy | Links |
|---|---|---|---|---|---|---|
| 4 |  | Australia | 2.40% | 410 | 0.60%to tap Buy, before the spread0.10 above first ranked | Go to site |
| 5 |  | Australia | Not taken | 200 | 0.75%to tap Buy, before the spread0.25 above first ranked | Go to site |
| 6 |  | Australia | 2.00% | 60 | 1.00%to tap Buy, before the spread0.50 above first ranked | Go to site |
| 7 |  | Australia | 0.00% | 470 | 1.00%to tap Buy, before the spread0.50 above first ranked | Go to site |
| 8 |  | Overseas | 3.75% | 200 | 1.00%to tap Buy, before the spread0.50 above first ranked | Go to site |
- 4Swyftx0.60%to tap Buy, before the spread0.10 above first rankedAustralian-based · 2.40% by card · 410 coins
- 5Cointree0.75%to tap Buy, before the spread0.25 above first rankedAustralian-based · 200 coins
- 6CoinJar1.00%to tap Buy, before the spread0.50 above first rankedAustralian-based · 2.00% by card · 60 coins
- 7CoinSpot1.00%to tap Buy, before the spread0.50 above first rankedAustralian-based · 0.00% by card · 470 coins
- 8Kraken1.00%to tap Buy, before the spread0.50 above first rankedBased overseas · 3.75% by card · 200 coins
An instant buy also carries a spread — the gap between the quoted price and the market — which exchanges don’t publish and no figure here includes.
Rank them on your answers
Ranked here on one fee. The questions price each exchange on how you buy, how often and how you pay.
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Every exchange in one list with every figure. Sort and filter it yourself.
As of 9 November 2026, the lowest published instant-buy fee among crypto exchanges tracked by BankMate is 0.50% at Digital Surge. How we rank