Crypto leaderboard8 exchanges24 September 2026

The cheapest crypto exchanges, category by category.

  1. First0.50%to tap Buy, before the spread
    Digital Surge logo
    Digital SurgeDigital Surge
    Australian-based · AUSTRAC registered · Free PayID deposits · 400 coinsGo to site
  2. Second0.50%to tap Buy, before the spread
    Independent Reserve logo
    Independent ReserveIndependent Reserve
    Australian-based · AUSTRAC registered · Free PayID deposits · 1.00% by card · 40 coinsGo to site
  3. Third0.60%to tap Buy, before the spread
    Coinstash logo
    CoinstashCoinstash
    Australian-based · AUSTRAC registered · Free PayID deposits · 1000 coinsGo to site

Ranked by the published fee for an instant buy (tapping Buy), lowest first. Leaves out exchanges that publish no instant-buy fee — their cost sits in the quoted price, so any figure for them is our estimate, and an estimate is never ranked.

The other 5 exchanges

  1. 4
    Swyftx logo
    SwyftxSwyftx
    Australian-basedAUSTRAC registeredFree PayID deposits2.40% by card400 coins0.60%to tap Buy, before the spread0.10 above first
  2. 5
    Cointree logo
    CointreeCointree
    Australian-basedAUSTRAC registeredFree PayID deposits280 coins0.75%to tap Buy, before the spread0.25 above first
  3. 6
    CoinJar logo
    CoinJarCoinJar
    Australian-basedAUSTRAC registeredFree PayID deposits2.00% by card60 coins1.00%to tap Buy, before the spread0.50 above first
  4. 7
    CoinSpot logo
    CoinSpotCoinSpot
    Australian-basedAUSTRAC registeredFree PayID deposits1.22% by card500 coins1.00%to tap Buy, before the spread0.50 above first
  5. 8
    Kraken logo
    KrakenKraken
    Based overseasAUSTRAC registeredFree PayID deposits3.75% by card300 coins1.00%to tap Buy, before the spread0.50 above first

An instant buy also carries a spread — the gap between the quoted price and the market — which exchanges don’t publish and no figure here includes.

These rankings rate every exchange on one figure. Answer 5 questions to see the ones that fit you →

As of 24 September 2026, the lowest published instant-buy fee among crypto exchanges tracked by BankMate is 0.50% at Digital Surge. How we rank →