Crypto leaderboard7 exchanges24 September 2026
The cheapest crypto exchanges to pay by card.
- First1.00%to pay by cardIndependent ReserveIndependent ReserveAustralian-based · AUSTRAC registered · Free PayID deposits · 40 coinsGo to site
- Second1.22%to pay by cardCoinSpotCoinSpotAustralian-based · AUSTRAC registered · Free PayID deposits · 500 coinsGo to site
- Third2.00%to pay by cardBinance AustraliaBinanceBased overseas · AUSTRAC registered · 350 coinsGo to site
Ranked by the fee for funding a purchase with a debit or credit card, lowest first; ties go to the lower published instant-buy fee. Leaves out exchanges that don’t take card payments.
The other 4 exchanges
- 4CoinJarCoinJarAustralian-basedAUSTRAC registeredFree PayID deposits60 coins2.00%to pay by card1.00 above firstGo to site
- 5SwyftxSwyftxAustralian-basedAUSTRAC registeredFree PayID deposits400 coins2.40%to pay by card1.40 above firstGo to site
- 6Crypto.comCrypto.comBased overseasAUSTRAC registeredFree PayID deposits350 coins2.99%to pay by card1.99 above firstGo to site
- 7KrakenKrakenBased overseasAUSTRAC registeredFree PayID deposits300 coins3.75%to pay by card2.75 above firstGo to site
A card fee is charged on top of the buy itself. Bank transfer and PayID deposits are free wherever they’re taken.
These rankings rate every exchange on one figure. Answer 5 questions to see the ones that fit you →
As of 24 September 2026, the lowest card-payment fee among crypto exchanges tracked by BankMate is 1.00% at Independent Reserve. How we rank →