Savings rate changesLive · as of 3 NovemberWhich banks are changing savings rates
3 banks have announced savings rate changes still to come. 107 rates moved in the last 30 days, at 53 banks.
Cash rate 4.85% · raised on 3 NovemberPhoto: Seb Zurcher
Announced, not in effect yet
5The bank has published the new rate and the day it starts. Every list on BankMate already ranks on it.
Savings rates that changed
107 in the last 30 days, 53 banks- RBA rise to 4.85%Tue 3 Nov, 2:30pmRBA rise to 4.85%Tue 3 Nov, 2:30pm
3 of 69 banks have passed it on so far · who and how fast. Changes below this point came before the announcement.
- Tue 3 NovToday · 5 changesTue 3 NovToday · 5 changes
- Mon 2 NovYesterday · 14 changesMon 2 NovYesterday · 14 changes
- Sun 1 Nov13 changesSun 1 Nov13 changes
- Tue 27 Oct5 changesTue 27 Oct5 changes
- Sat 24 Oct1 changeSat 24 Oct1 change
- Fri 23 Oct1 changeFri 23 Oct1 change
- Mon 19 Oct3 changesMon 19 Oct3 changes
New savings accounts
30 added to BankMate in the last 30 daysDated the day each joined BankMate's list, not the day the bank launched it: some are new, others a bank had offered for a while before we listed them.
- Sun 1 Nov1 added
- Thu 8 Oct1 addedThu 8 Oct1 added
- Wed 7 Oct28 addedWed 7 Oct28 added
- Data
- Each bank's Consumer Data Right (Open Banking) feed, read every night. A change is dated the day the new rate first showed in the feed. Announced rates come from the bank's own site.
- What counts
- Each account's first-tier rate with any bonus. A rate moved and moved back within a week is left out, and our own corrections are never a change.
- Scope
- Products listed on BankMate. "New" means new to our list, not always new to the market. Factual comparison, not financial advice.
As of 3 November 2026, 3 banks have announced savings rate changes still to come: ubank Save account (5.35% to 5.60% from 10 November), Australian Mutual Bank LTD Starter Saver account (5.50% to 5.75% from 12 November), Australian Mutual Bank LTD Essential Saver account (5.25% to 5.50% from 12 November), Macquarie Savings Account (5.25% to 5.50% from 19 November) and Australian Mutual Bank LTD Momentum Saver account (5.35% to 5.60% from 1 December). The latest changes BankMate recorded, on 3 November 2026: Bank of Us Save up (5.05% to 5.30%), Horizon Bank SUPER SAVERS (5.25% to 5.50%), Northern Inland Credit Union Limited Smart Start (3.75% to 4.00%), Northern Inland Credit Union Limited Super Saver (4.35% to 4.85%) and Unity Bank MoneyMAX (4.50% to 4.75%). In all, 107 rates moved in the last 30 days, at 53 banks. Read from BankMate's nightly product data.