Savings account

The Capricornian Bonus Saver Account

0.10%p.a. total

No bonus conditions: the rate is paid every month

147th of 152 savings accounts · market average 4.23%

The RBA raised the cash rate to 4.60% on 30 September. Bonus Saver Account hasn't moved yet.

What it asks

Nothing each month
Each month

Nothing. The rate is paid every month.

Who can open it

Anyone

Balance

The top rate is paid on balances up to $100.

Compare all 152 accounts

Rate history

No change since tracking began on 7 Oct
  • Bonus Saver Account
  • RBA cash rate
  • Market average
0.002.004.00AugSepToday0.10% p.a. today

No rate changes recorded for this account since tracking began on 7 October 2026.

  1. #147NowOct 2026: ranked 147 of 152
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

Ranked #147 of 152 this month. Tracking begins here.

Interest a year
$2,370
Each month
$198
Against the average (4.23%)
+$256

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

On $50,000: 0.10% to $100, then 4.75%.

$100 – $250k4.75%
$250k+0.10%

A high interest savings account offering monthly bonus interest upon meeting all the criteria and performing no debits on the account for the entirety of the calendar month.

Notes from savers

to leave a note.

Pays 0.10% p.a. with no bonus conditions as of 7 October 2026. Ranks 147th of 152 savings accounts tracked by BankMate, 4.13 points below the average of 4.23%. It has not changed since tracking began on 7 October 2026. From The Capricornian's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·