The Capricornian everyday accounts
1 everyday account. Bank fees a year overseas · among accounts open to adults.
- Personal Access Account
$8 a month · 3% overseas · ATM overseas: Not published
—overseas fees not published- Bank fees a year overseas
- Not published
- Fee on a purchase in another currency
- 3%
- Overseas ATM, the bank’s own fee
- Not published
- Monthly fee
- $8 a month
- Waived when
- $20,000 or more held with the bank; Under 26; 65 or over; Account Service Fee Exemptions on Access Accounts where first account is exempt for eligible members currently hold a Variable Rate Offset Home Loan
- Card
- Visa debit
- Phone and watch payments
- Apple Pay, Google Pay
- PayID
- Yes
- Open to
- Any age
- Government guarantee
- Up to $250,000, as a bank
This is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.
No changes recorded for The Capricornian's everyday accounts since tracking began on 14 October 2026.
Notes on The Capricornian everyday accounts
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As of 23 October 2026, The Capricornian offers one everyday account tracked by BankMate. The Capricornian doesn't publish every fee overseas, so it isn’t priced. Fees were last confirmed from its Open Banking feed on 23 Oct 2026. From the provider's Consumer Data Right feed, refreshed nightly.