Savings account · 18+ years
Virgin Money Boost Saver with Lock Saver
5.80%p.a. total
0.05% base + 5.75% bonus when the conditions are met
5th of 151 savings accounts · market average 4.37%
The RBA raised the cash rate to 4.60% on 30 September. Virgin Money Boost Saver with Lock Saver hasn't moved yet.
What the bonus asks
3 things each month- Each month
- A deposit of at least $1,000
- 5 card purchases
- No withdrawals
- A month without them
Pays the 0.05% base rate on the whole balance.
- Who can open it
Anyone 18 or over
- Balance
The bonus is paid on balances up to $250,000.
Rate history
No change since tracking began on 1 Nov- Virgin Money Boost Saver with Lock Saver
- RBA cash rate
- Market average
No changes recorded for this account since tracking began on 1 November 2026.
- #5NowNov 2026: ranked 5 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Ranked #5 of 151 this month. Tracking begins here.
- A year, conditions met
- $2,900
- A year, never met
- $25
- Against the average (4.37%)
- +$716
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Virgin Money Boost Saver with Lock Saver turned on, for 18 and over. Each month deposit $1,000 or more from another bank into your Go Account and make at least 5 settled purchases, direct debits or BPAY payments from it; with Lock Saver on, you give 32 days' notice to unlock the account or withdraw. Lock Saver's notice rate is paid on the whole balance, the monthly bonus on balances up to $250,000. Without Lock Saver the account is listed as Virgin Money Boost Saver.
Notes from savers
to leave a note.
Other Virgin Money accounts: Virgin Money Boost Saver 5.30% · Virgin Money Grow Saver 3.05%
Pays 5.80% p.a. total (0.05% base plus 5.75% bonus) as of 1 November 2026. Ranks 5th of 151 savings accounts tracked by BankMate, 1.43 points above the average of 4.37%. It has not changed since tracking began on 1 November 2026. From Virgin Money's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·