Provider
LiveVirgin Money
As of 18 September 2026, Virgin Money has 3 products across two of the 8 pillars BankMate tracks: 1 savings account and 2 home loans. Its highest-placed product is Virgin Money Lite Home Loan at 5.86% comparison rate, 2nd of 107 variable owner-occupier P&I loans. Its rates last moved on 16 July 2026.
- Pillars
- 2 of 8
- No credit cards, term deposits, personal loans…
- Products tracked
- 3
- 1 savings account · 2 home loans
- Highest placed
- #2
- Virgin Money Lite Home Loan · of 107 variable owner-occupier P&I loans
- Last change
- 16 July 2026
- 2 changes on record
What changed
2 changes across 1 pillar since 1 Mar 2026- Savings accountsVirgin Money Boost Saver 4.25 → 4.50Bonus rate 4.20% → 4.45%+0.25
- Savings accountsVirgin Money Boost Saver 4.00 → 4.25Bonus rate 3.95% → 4.20% · 10 days after the RBA rise to 4.10%+0.25
Savings accounts · 1
Total rate, conditions met · ranked among 94 accounts$1k deposit a month · 5 card purchases · bonus up to $250k
4.50%#75 of 940.05% base + 4.45% bonus
- Debit card use
- 5+/month
- Monthly deposits
- $1,000/month
- Balance range
- $0 - $250,000
- Age
- 14+ years
Full savings accounts record for Virgin Money →
Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for Virgin Money · Compare all savings accounts
Home loans · 2
Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rateVariable · P&I · Owner-occupier · 70–80% LVR · redraw · no ongoing fee · 144 variants
1y 5.92%2y 5.93%3y 5.98%4y 6.24%5y 6.32%5.86%#2 of 107comparison · 5.84% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · 70–80% LVR · offset account · redraw · 144 variants
1y 6.46%2y 6.45%3y 6.47%4y 6.70%5y 6.76%6.43%#53 of 107comparison · 6.14% advertised
- Application fee
- None
- Ongoing fee
- $25 a month
- Discharge fee
- $350
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Full home loans record for Virgin Money →
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report
Virgin Money has no credit cards, term deposits, personal loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
Notes on Virgin Money
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