Every change at Virgin Money

11 changes since 1 March 2026 · our own corrections of a misread figure aren’t shown

October 20269 changes

23Fri
- Savings accountsVirgin Money Boost Saver4.50 → 5.80Bonus rate 4.45% → 5.75% · 23 days after the RBA rise to 4.60%
  +1.30
5Mon
- Credit cardsVirgin Australia Velocity High Flyer Credit Cardyear-one bonus now 80,000 pts
  —
- Credit cardsVirgin Australia Velocity Flyer Credit Cardyear-one bonus now 50,000 pts
  —

4Sun

Home loansVirgin Money Loaded Home Loan120 variants up 0.13 to 0.474 days after the RBA rise to 4.60%

Variable · P&I · Owner-occupier · ≤60% LVR	6.38	→	6.63	+0.25
Variable · P&I · Owner-occupier · 70–80% LVR	6.43	→	6.68	+0.25
Variable · P&I · Owner-occupier · 60–70% LVR	6.43	→	6.68	+0.25
Variable · P&I · Investor · ≤60% LVR	6.58	→	6.82	+0.24
Variable · P&I · Investor · 60–70% LVR	6.63	→	6.87	+0.24
Variable · P&I · Investor · 70–80% LVR	6.63	→	6.87	+0.24
Variable · Interest Only · Investor · ≤60% LVR	6.60	→	6.85	+0.25
Variable · P&I · Owner-occupier · 80–90% LVR	6.68	→	6.92	+0.24
Variable · Interest Only · Investor · 70–80% LVR	6.65	→	6.90	+0.25
Variable · Interest Only · Investor · 60–70% LVR	6.65	→	6.90	+0.25
2yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.45	→	6.76	+0.31
2yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.45	→	6.76	+0.31
2yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.41	→	6.72	+0.31
Variable · P&I · Investor · 80–90% LVR	6.87	→	7.12	+0.25
3yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.47	→	6.81	+0.34
3yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.47	→	6.81	+0.34
3yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.44	→	6.77	+0.33
1yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.42	→	6.68	+0.26
1yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.46	→	6.73	+0.27
1yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.46	→	6.73	+0.27
2yr Fixed · P&I · Investor · ≤60% LVR	6.60	→	6.90	+0.30
2yr Fixed · P&I · Investor · 70–80% LVR	6.64	→	6.94	+0.30
2yr Fixed · P&I · Investor · 60–70% LVR	6.64	→	6.94	+0.30
2yr Fixed · Interest Only · Investor · ≤60% LVR	6.59	→	6.90	+0.31
2yr Fixed · Interest Only · Investor · 70–80% LVR	6.63	→	6.94	+0.31
2yr Fixed · Interest Only · Investor · 60–70% LVR	6.63	→	6.94	+0.31
3yr Fixed · Interest Only · Investor · 70–80% LVR	6.64	→	6.98	+0.34
3yr Fixed · Interest Only · Investor · 60–70% LVR	6.64	→	6.98	+0.34
5yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.73	→	6.92	+0.19
4yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.70	→	6.90	+0.20
3yr Fixed · P&I · Investor · 60–70% LVR	6.65	→	6.99	+0.34
3yr Fixed · P&I · Investor · 70–80% LVR	6.65	→	6.99	+0.34
4yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.67	→	6.87	+0.20
3yr Fixed · P&I · Investor · ≤60% LVR	6.62	→	6.95	+0.33
4yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.70	→	6.90	+0.20
5yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.76	→	6.94	+0.18
5yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.76	→	6.94	+0.18
3yr Fixed · Interest Only · Investor · ≤60% LVR	6.61	→	6.94	+0.33
1yr Fixed · Interest Only · Investor · 60–70% LVR	6.67	→	6.92	+0.25
1yr Fixed · Interest Only · Investor · 70–80% LVR	6.67	→	6.92	+0.25
1yr Fixed · P&I · Investor · ≤60% LVR	6.62	→	6.88	+0.26
1yr Fixed · P&I · Investor · 60–70% LVR	6.66	→	6.92	+0.26
Variable · Interest Only · Investor · 80–90% LVR	6.94	→	7.19	+0.25
1yr Fixed · Interest Only · Investor · ≤60% LVR	6.62	→	6.87	+0.25
1yr Fixed · P&I · Investor · 70–80% LVR	6.66	→	6.92	+0.26
2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	6.55	→	6.81	+0.26
1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	6.52	→	6.74	+0.22
2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR	6.75	→	7.01	+0.26
2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	6.55	→	6.81	+0.26
3yr Fixed · P&I · Investor · 80–90% LVR	6.86	→	7.19	+0.33
1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	6.52	→	6.74	+0.22
2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	6.51	→	6.77	+0.26
3yr Fixed · Interest Only · Investor · 80–90% LVR	6.85	→	7.18	+0.33
1yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	6.48	→	6.70	+0.22
3yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.72	→	7.05	+0.33
2yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.72	→	7.02	+0.30
5yr Fixed · P&I · Investor · ≤60% LVR	6.93	→	7.09	+0.16
5yr Fixed · P&I · Investor · 60–70% LVR	6.96	→	7.12	+0.16
4yr Fixed · P&I · Investor · 60–70% LVR	6.90	→	7.08	+0.18
2yr Fixed · P&I · Investor · 80–90% LVR	6.87	→	7.18	+0.31
2yr Fixed · Interest Only · Investor · 80–90% LVR	6.87	→	7.17	+0.30
4yr Fixed · P&I · Investor · ≤60% LVR	6.87	→	7.05	+0.18
4yr Fixed · P&I · Investor · 70–80% LVR	6.90	→	7.08	+0.18
5yr Fixed · P&I · Investor · 70–80% LVR	6.96	→	7.12	+0.16
5yr Fixed · Interest Only · Investor · ≤60% LVR	6.95	→	7.09	+0.14
5yr Fixed · Interest Only · Investor · 60–70% LVR	6.98	→	7.12	+0.14
5yr Fixed · Interest Only · Investor · 70–80% LVR	6.98	→	7.12	+0.14
2yr Fixed · Interest Only · Owner-occupier · 90–95% LVR	8.16	→	8.41	+0.25
4yr Fixed · Interest Only · Investor · 70–80% LVR	6.92	→	7.08	+0.16
4yr Fixed · Interest Only · Investor · 60–70% LVR	6.92	→	7.08	+0.16
4yr Fixed · Interest Only · Investor · ≤60% LVR	6.89	→	7.05	+0.16
4yr Fixed · P&I · Investor · 80–90% LVR	7.10	→	7.27	+0.17
5yr Fixed · P&I · Owner-occupier · 80–90% LVR	7.01	→	7.19	+0.18
5yr Fixed · P&I · Investor · 80–90% LVR	7.14	→	7.30	+0.16
1yr Fixed · Interest Only · Investor · 80–90% LVR	6.91	→	7.16	+0.25
1yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.72	→	6.99	+0.27
4yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.95	→	7.15	+0.20
4yr Fixed · Interest Only · Investor · 80–90% LVR	7.11	→	7.27	+0.16
5yr Fixed · Interest Only · Investor · 80–90% LVR	7.16	→	7.30	+0.14
1yr Fixed · P&I · Investor · 80–90% LVR	6.92	→	7.17	+0.25
1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR	6.77	→	6.99	+0.22
1yr Fixed · Interest Only · Owner-occupier · 90–95% LVR	8.35	→	8.57	+0.22
4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR	6.80	→	7.22	+0.42
3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR	6.69	→	7.16	+0.47
3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	6.54	→	7.01	+0.47
3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	6.54	→	7.01	+0.47
4yr Fixed · Interest Only · Owner-occupier · 90–95% LVR	7.94	→	8.35	+0.41
3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	6.51	→	6.97	+0.46
3yr Fixed · Interest Only · Owner-occupier · 90–95% LVR	7.95	→	8.42	+0.47
5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR	6.92	→	7.35	+0.43
4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	6.72	→	7.14	+0.42
4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	6.72	→	7.14	+0.42
4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	6.69	→	7.11	+0.42
2yr Fixed · P&I · Owner-occupier · 90–95% LVR	8.22	→	8.53	+0.31
3yr Fixed · P&I · Owner-occupier · 90–95% LVR	8.14	→	8.47	+0.33
5yr Fixed · Interest Only · Investor · 90–95% LVR	8.92	→	9.05	+0.13
3yr Fixed · P&I · Investor · 90–95% LVR	9.02	→	9.35	+0.33
5yr Fixed · Interest Only · Owner-occupier · 90–95% LVR	7.94	→	8.36	+0.42
4yr Fixed · Interest Only · Investor · 90–95% LVR	9.04	→	9.19	+0.15
4yr Fixed · P&I · Owner-occupier · 90–95% LVR	8.23	→	8.42	+0.19
2yr Fixed · Interest Only · Investor · 90–95% LVR	9.24	→	9.54	+0.30
5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	6.86	→	7.30	+0.44
1yr Fixed · P&I · Investor · 90–95% LVR	9.50	→	9.75	+0.25
5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	6.84	→	7.27	+0.43
5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	6.86	→	7.30	+0.44
5yr Fixed · P&I · Investor · 90–95% LVR	8.94	→	9.08	+0.14
4yr Fixed · P&I · Investor · 90–95% LVR	9.06	→	9.22	+0.16
5yr Fixed · P&I · Owner-occupier · 90–95% LVR	8.26	→	8.44	+0.18
2yr Fixed · P&I · Investor · 90–95% LVR	9.26	→	9.57	+0.31
3yr Fixed · Interest Only · Investor · 90–95% LVR	9.08	→	9.41	+0.33
1yr Fixed · Interest Only · Investor · 90–95% LVR	9.53	→	9.78	+0.25
Variable · Interest Only · Owner-occupier · 70–80% LVR	7.17	→	7.43	+0.26
Variable · Interest Only · Owner-occupier · 60–70% LVR	7.17	→	7.43	+0.26
Variable · Interest Only · Owner-occupier · ≤60% LVR	7.14	→	7.40	+0.26
1yr Fixed · P&I · Owner-occupier · 90–95% LVR	8.39	→	8.65	+0.26
Variable · P&I · Owner-occupier · 90–95% LVR	8.43	→	8.68	+0.25
Variable · Interest Only · Investor · 90–95% LVR	9.30	→	9.55	+0.25
Variable · Interest Only · Owner-occupier · 80–90% LVR	7.74	→	8.00	+0.26
Variable · Interest Only · Owner-occupier · 90–95% LVR	8.71	→	8.96	+0.25
Variable · P&I · Investor · 90–95% LVR	9.73	→	9.98	+0.25

+0.13 to +0.47

Home loansVirgin Money Lite Home Loan120 variants up 0.13 to 0.474 days after the RBA rise to 4.60%

Variable · P&I · Owner-occupier · ≤60% LVR	5.86	→	6.11	+0.25
Variable · P&I · Owner-occupier · 70–80% LVR	5.86	→	6.11	+0.25
Variable · P&I · Owner-occupier · 60–70% LVR	5.86	→	6.11	+0.25
Variable · P&I · Investor · 70–80% LVR	6.01	→	6.26	+0.25
Variable · P&I · Investor · 60–70% LVR	6.01	→	6.26	+0.25
Variable · P&I · Investor · ≤60% LVR	6.01	→	6.26	+0.25
Variable · P&I · Owner-occupier · 80–90% LVR	6.36	→	6.61	+0.25
Variable · Interest Only · Investor · ≤60% LVR	6.17	→	6.43	+0.26
Variable · Interest Only · Investor · 60–70% LVR	6.17	→	6.43	+0.26
Variable · Interest Only · Investor · 70–80% LVR	6.20	→	6.45	+0.25
2yr Fixed · P&I · Owner-occupier · 60–70% LVR	5.93	→	6.24	+0.31
2yr Fixed · P&I · Owner-occupier · 70–80% LVR	5.93	→	6.24	+0.31
2yr Fixed · P&I · Owner-occupier · ≤60% LVR	5.93	→	6.24	+0.31
3yr Fixed · P&I · Owner-occupier · 60–70% LVR	5.98	→	6.32	+0.34
Variable · P&I · Investor · 80–90% LVR	6.61	→	6.86	+0.25
3yr Fixed · P&I · Owner-occupier · 70–80% LVR	5.98	→	6.32	+0.34
3yr Fixed · P&I · Owner-occupier · ≤60% LVR	5.98	→	6.32	+0.34
1yr Fixed · P&I · Owner-occupier · 70–80% LVR	5.92	→	6.19	+0.27
1yr Fixed · P&I · Owner-occupier · 60–70% LVR	5.92	→	6.19	+0.27
1yr Fixed · P&I · Owner-occupier · ≤60% LVR	5.92	→	6.19	+0.27
2yr Fixed · Interest Only · Investor · ≤60% LVR	6.08	→	6.39	+0.31
2yr Fixed · P&I · Investor · ≤60% LVR	6.08	→	6.39	+0.31
2yr Fixed · Interest Only · Investor · 70–80% LVR	6.08	→	6.39	+0.31
2yr Fixed · P&I · Investor · 70–80% LVR	6.08	→	6.39	+0.31
2yr Fixed · P&I · Investor · 60–70% LVR	6.08	→	6.39	+0.31
2yr Fixed · Interest Only · Investor · 60–70% LVR	6.08	→	6.39	+0.31
5yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.32	→	6.50	+0.18
3yr Fixed · P&I · Investor · ≤60% LVR	6.13	→	6.47	+0.34
3yr Fixed · Interest Only · Investor · 70–80% LVR	6.13	→	6.47	+0.34
4yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.24	→	6.44	+0.20
5yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.32	→	6.50	+0.18
3yr Fixed · Interest Only · Investor · ≤60% LVR	6.13	→	6.47	+0.34
3yr Fixed · Interest Only · Investor · 60–70% LVR	6.13	→	6.47	+0.34
4yr Fixed · P&I · Owner-occupier · 60–70% LVR	6.24	→	6.44	+0.20
3yr Fixed · P&I · Investor · 70–80% LVR	6.13	→	6.47	+0.34
3yr Fixed · P&I · Investor · 60–70% LVR	6.13	→	6.47	+0.34
4yr Fixed · P&I · Owner-occupier · ≤60% LVR	6.24	→	6.44	+0.20
5yr Fixed · P&I · Owner-occupier · 70–80% LVR	6.32	→	6.50	+0.18
Variable · Interest Only · Investor · 80–90% LVR	6.67	→	6.92	+0.25
1yr Fixed · P&I · Investor · 70–80% LVR	6.08	→	6.34	+0.26
1yr Fixed · Interest Only · Investor · ≤60% LVR	6.09	→	6.34	+0.25
1yr Fixed · P&I · Investor · 60–70% LVR	6.08	→	6.34	+0.26
1yr Fixed · P&I · Investor · ≤60% LVR	6.08	→	6.34	+0.26
1yr Fixed · Interest Only · Investor · 60–70% LVR	6.09	→	6.34	+0.25
1yr Fixed · Interest Only · Investor · 70–80% LVR	6.09	→	6.34	+0.25
2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	6.04	→	6.30	+0.26
1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	5.98	→	6.21	+0.23
2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	6.04	→	6.30	+0.26
1yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	5.98	→	6.21	+0.23
2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	6.04	→	6.30	+0.26
2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR	6.44	→	6.70	+0.26
3yr Fixed · Interest Only · Investor · 80–90% LVR	6.59	→	6.93	+0.34
1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	5.98	→	6.21	+0.23
3yr Fixed · P&I · Investor · 80–90% LVR	6.59	→	6.93	+0.34
3yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.41	→	6.75	+0.34
2yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.41	→	6.72	+0.31
5yr Fixed · P&I · Investor · ≤60% LVR	6.49	→	6.66	+0.17
5yr Fixed · P&I · Investor · 70–80% LVR	6.49	→	6.66	+0.17
4yr Fixed · P&I · Investor · ≤60% LVR	6.41	→	6.59	+0.18
2yr Fixed · P&I · Investor · 80–90% LVR	6.61	→	6.92	+0.31
5yr Fixed · P&I · Investor · 60–70% LVR	6.49	→	6.66	+0.17
4yr Fixed · P&I · Investor · 60–70% LVR	6.41	→	6.59	+0.18
2yr Fixed · Interest Only · Investor · 80–90% LVR	6.61	→	6.92	+0.31
4yr Fixed · P&I · Investor · 70–80% LVR	6.41	→	6.59	+0.18
4yr Fixed · Interest Only · Investor · 70–80% LVR	6.44	→	6.60	+0.16
2yr Fixed · Interest Only · Owner-occupier · 90–95% LVR	7.60	→	7.86	+0.26
5yr Fixed · Interest Only · Investor · 70–80% LVR	6.52	→	6.67	+0.15
5yr Fixed · Interest Only · Investor · 60–70% LVR	6.52	→	6.67	+0.15
4yr Fixed · Interest Only · Investor · ≤60% LVR	6.44	→	6.60	+0.16
4yr Fixed · Interest Only · Investor · 60–70% LVR	6.44	→	6.60	+0.16
5yr Fixed · Interest Only · Investor · ≤60% LVR	6.52	→	6.67	+0.15
1yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.41	→	6.67	+0.26
5yr Fixed · P&I · Investor · 80–90% LVR	6.87	→	7.04	+0.17
4yr Fixed · P&I · Investor · 80–90% LVR	6.83	→	7.01	+0.18
5yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.71	→	6.90	+0.19
4yr Fixed · P&I · Owner-occupier · 80–90% LVR	6.65	→	6.85	+0.20
1yr Fixed · Interest Only · Investor · 80–90% LVR	6.65	→	6.90	+0.25
5yr Fixed · Interest Only · Investor · 80–90% LVR	6.91	→	7.05	+0.14
4yr Fixed · Interest Only · Investor · 80–90% LVR	6.86	→	7.02	+0.16
1yr Fixed · P&I · Investor · 80–90% LVR	6.65	→	6.91	+0.26
1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR	6.46	→	6.68	+0.22
1yr Fixed · Interest Only · Owner-occupier · 90–95% LVR	7.75	→	7.97	+0.22
4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR	6.52	→	6.93	+0.41
3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR	6.40	→	6.86	+0.46
3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	6.06	→	6.53	+0.47
4yr Fixed · Interest Only · Owner-occupier · 90–95% LVR	7.46	→	7.87	+0.41
3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	6.06	→	6.53	+0.47
3yr Fixed · Interest Only · Owner-occupier · 90–95% LVR	7.44	→	7.91	+0.47
3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	6.06	→	6.53	+0.47
5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR	6.63	→	7.07	+0.44
4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	6.26	→	6.69	+0.43
4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	6.26	→	6.69	+0.43
4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	6.26	→	6.69	+0.43
3yr Fixed · P&I · Investor · 90–95% LVR	7.97	→	8.31	+0.34
4yr Fixed · P&I · Owner-occupier · 90–95% LVR	7.74	→	7.93	+0.19
5yr Fixed · Interest Only · Investor · 90–95% LVR	8.06	→	8.19	+0.13
2yr Fixed · P&I · Owner-occupier · 90–95% LVR	7.66	→	7.98	+0.32
5yr Fixed · Interest Only · Owner-occupier · 90–95% LVR	7.48	→	7.91	+0.43
4yr Fixed · Interest Only · Investor · 90–95% LVR	8.10	→	8.25	+0.15
3yr Fixed · P&I · Owner-occupier · 90–95% LVR	7.61	→	7.95	+0.34
2yr Fixed · Interest Only · Investor · 90–95% LVR	8.08	→	8.40	+0.32
5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR	6.43	→	6.87	+0.44
5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR	6.43	→	6.87	+0.44
4yr Fixed · P&I · Investor · 90–95% LVR	8.11	→	8.28	+0.17
1yr Fixed · P&I · Investor · 90–95% LVR	8.22	→	8.48	+0.26
5yr Fixed · P&I · Investor · 90–95% LVR	8.07	→	8.23	+0.16
5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR	6.43	→	6.87	+0.44
5yr Fixed · P&I · Owner-occupier · 90–95% LVR	7.79	→	7.98	+0.19
2yr Fixed · P&I · Investor · 90–95% LVR	8.10	→	8.42	+0.32
3yr Fixed · Interest Only · Investor · 90–95% LVR	8.04	→	8.37	+0.33
Variable · P&I · Owner-occupier · 90–95% LVR	7.79	→	8.04	+0.25
1yr Fixed · Interest Only · Investor · 90–95% LVR	8.25	→	8.50	+0.25
1yr Fixed · P&I · Owner-occupier · 90–95% LVR	7.79	→	8.05	+0.26
Variable · P&I · Investor · 90–95% LVR	8.31	→	8.56	+0.25
Variable · Interest Only · Owner-occupier · 70–80% LVR	6.99	→	7.25	+0.26
Variable · Interest Only · Owner-occupier · 60–70% LVR	6.99	→	7.25	+0.26
Variable · Interest Only · Owner-occupier · ≤60% LVR	6.99	→	7.25	+0.26
Variable · Interest Only · Investor · 90–95% LVR	8.40	→	8.65	+0.25
Variable · Interest Only · Owner-occupier · 90–95% LVR	8.20	→	8.46	+0.26
Variable · Interest Only · Owner-occupier · 80–90% LVR	7.40	→	7.66	+0.26

+0.13 to +0.47

2Fri
- Credit cardsVirgin Australia Velocity High Flyer Credit Cardannual fee $329 → $349
  +$20
- Credit cardsVirgin Australia Velocity Flyer Credit Cardannual fee $149 → $169
  +$20
1Thu
- Credit cardsVirgin Australia Velocity Flyer Credit Cardbase earn rate 0.66 → 0.25 per $
  —
- Credit cardsVirgin Australia Velocity High Flyer Credit Cardbase earn rate 1 → 0.25 per $
  —

July 20261 change

16Thu
- Savings accountsVirgin Money Boost Saver4.25 → 4.50Bonus rate 4.20% → 4.45%
  +0.25

March 20261 change

28Sat
- Savings accountsVirgin Money Boost Saver4.00 → 4.25Bonus rate 3.95% → 4.20% · 10 days after the RBA rise to 4.10%
  +0.25

No changes on record for Virgin Money’s everyday accounts.