Home loan · Variable
Virgin Money Loaded Home Loan
Rate
Loan for
Repayments
Deposit
6.68%comparison rate p.a. · 6.39% advertised
Variable · P&I · Owner-occupier · 70–80% LVR
68th of 93 variable owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- $25 a month
- Discharge fee
- $350
- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.63% comparison · 6.34% advertised
- Variable · P&I · Owner-occupier · 60–70% LVR
- 6.68% comparison · 6.39% advertised
- Variable · P&I · Owner-occupier · 70–80% LVR
- 6.68% comparison · 6.39% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 6.92% comparison · 6.64% advertised
- Variable · P&I · Owner-occupier · 90–95% LVR
- 8.68% comparison · 8.41% advertised
- Variable · Interest Only · Owner-occupier · ≤60% LVR
- 7.40% comparison · 8.12% advertised
- Variable · Interest Only · Owner-occupier · 60–70% LVR
- 7.43% comparison · 8.12% advertised
- Variable · Interest Only · Owner-occupier · 70–80% LVR
- 7.43% comparison · 8.12% advertised
- Variable · Interest Only · Owner-occupier · 80–90% LVR
- 8.00% comparison · 9.04% advertised
- Variable · Interest Only · Owner-occupier · 90–95% LVR
- 8.96% comparison · 9.04% advertised
- Variable · P&I · Investor · ≤60% LVR
- 6.82% comparison · 6.54% advertised
- Variable · P&I · Investor · 60–70% LVR
- 6.87% comparison · 6.59% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.87% comparison · 6.59% advertised
- Variable · P&I · Investor · 80–90% LVR
- 7.12% comparison · 6.84% advertised
- Variable · P&I · Investor · 90–95% LVR
- 9.98% comparison · 9.72% advertised
- Variable · Interest Only · Investor · ≤60% LVR
- 6.85% comparison · 6.64% advertised
- Variable · Interest Only · Investor · 60–70% LVR
- 6.90% comparison · 6.69% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 6.90% comparison · 6.69% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 7.19% comparison · 7.04% advertised
- Variable · Interest Only · Investor · 90–95% LVR
- 9.55% comparison · 8.84% advertised
- 1yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.68% comparison · 6.89% advertised
- 1yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.73% comparison · 6.89% advertised
- 1yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.73% comparison · 6.89% advertised
- 1yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 6.99% comparison · 7.24% advertised
- 1yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 8.65% comparison · 8.19% advertised
- 1yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 6.70% comparison · 7.09% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.74% comparison · 7.09% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.74% comparison · 7.09% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 6.99% comparison · 7.34% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 8.57% comparison · 7.44% advertised
- 1yr Fixed · P&I · Investor · ≤60% LVR
- 6.88% comparison · 7.04% advertised
- 1yr Fixed · P&I · Investor · 60–70% LVR
- 6.92% comparison · 7.04% advertised
- 1yr Fixed · P&I · Investor · 70–80% LVR
- 6.92% comparison · 7.04% advertised
- 1yr Fixed · P&I · Investor · 80–90% LVR
- 7.17% comparison · 7.34% advertised
- 1yr Fixed · P&I · Investor · 90–95% LVR
- 9.75% comparison · 7.84% advertised
- 1yr Fixed · Interest Only · Investor · ≤60% LVR
- 6.87% comparison · 7.04% advertised
- 1yr Fixed · Interest Only · Investor · 60–70% LVR
- 6.92% comparison · 7.04% advertised
- 1yr Fixed · Interest Only · Investor · 70–80% LVR
- 6.92% comparison · 7.04% advertised
- 1yr Fixed · Interest Only · Investor · 80–90% LVR
- 7.16% comparison · 7.24% advertised
- 1yr Fixed · Interest Only · Investor · 90–95% LVR
- 9.78% comparison · 8.04% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.72% comparison · 6.79% advertised
- 2yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.76% comparison · 6.79% advertised
- 2yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.76% comparison · 6.79% advertised
- 2yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.02% comparison · 7.14% advertised
- 2yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 8.53% comparison · 7.74% advertised
- 2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 6.77% comparison · 7.09% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.81% comparison · 7.09% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.81% comparison · 7.09% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 7.01% comparison · 7.09% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 8.41% comparison · 7.19% advertised
- 2yr Fixed · P&I · Investor · ≤60% LVR
- 6.90% comparison · 6.94% advertised
- 2yr Fixed · P&I · Investor · 60–70% LVR
- 6.94% comparison · 6.94% advertised
- 2yr Fixed · P&I · Investor · 70–80% LVR
- 6.94% comparison · 6.94% advertised
- 2yr Fixed · P&I · Investor · 80–90% LVR
- 7.18% comparison · 7.14% advertised
- 2yr Fixed · P&I · Investor · 90–95% LVR
- 9.57% comparison · 7.89% advertised
- 2yr Fixed · Interest Only · Investor · ≤60% LVR
- 6.90% comparison · 6.94% advertised
- 2yr Fixed · Interest Only · Investor · 60–70% LVR
- 6.94% comparison · 6.94% advertised
- 2yr Fixed · Interest Only · Investor · 70–80% LVR
- 6.94% comparison · 6.94% advertised
- 2yr Fixed · Interest Only · Investor · 80–90% LVR
- 7.17% comparison · 7.14% advertised
- 2yr Fixed · Interest Only · Investor · 90–95% LVR
- 9.54% comparison · 7.79% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.77% comparison · 6.84% advertised
- 3yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.81% comparison · 6.84% advertised
- 3yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.81% comparison · 6.84% advertised
- 3yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.05% comparison · 7.09% advertised
- 3yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 8.47% comparison · 7.74% advertised
- 3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 6.97% comparison · 7.59% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 7.01% comparison · 7.59% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 7.01% comparison · 7.59% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 7.16% comparison · 7.49% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 8.42% comparison · 7.59% advertised
- 3yr Fixed · P&I · Investor · ≤60% LVR
- 6.95% comparison · 6.99% advertised
- 3yr Fixed · P&I · Investor · 60–70% LVR
- 6.99% comparison · 6.99% advertised
- 3yr Fixed · P&I · Investor · 70–80% LVR
- 6.99% comparison · 6.99% advertised
- 3yr Fixed · P&I · Investor · 80–90% LVR
- 7.19% comparison · 7.09% advertised
- 3yr Fixed · P&I · Investor · 90–95% LVR
- 9.35% comparison · 7.74% advertised
- 3yr Fixed · Interest Only · Investor · ≤60% LVR
- 6.94% comparison · 6.99% advertised
- 3yr Fixed · Interest Only · Investor · 60–70% LVR
- 6.98% comparison · 6.99% advertised
- 3yr Fixed · Interest Only · Investor · 70–80% LVR
- 6.98% comparison · 6.99% advertised
- 3yr Fixed · Interest Only · Investor · 80–90% LVR
- 7.18% comparison · 7.09% advertised
- 3yr Fixed · Interest Only · Investor · 90–95% LVR
- 9.41% comparison · 7.94% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.87% comparison · 6.99% advertised
- 4yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.90% comparison · 6.99% advertised
- 4yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.90% comparison · 6.99% advertised
- 4yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.15% comparison · 7.24% advertised
- 4yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 8.42% comparison · 7.74% advertised
- 4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 7.11% comparison · 7.69% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 7.14% comparison · 7.69% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 7.14% comparison · 7.69% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 7.22% comparison · 7.49% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 8.35% comparison · 7.59% advertised
- 4yr Fixed · P&I · Investor · ≤60% LVR
- 7.05% comparison · 7.14% advertised
- 4yr Fixed · P&I · Investor · 60–70% LVR
- 7.08% comparison · 7.14% advertised
- 4yr Fixed · P&I · Investor · 70–80% LVR
- 7.08% comparison · 7.14% advertised
- 4yr Fixed · P&I · Investor · 80–90% LVR
- 7.27% comparison · 7.24% advertised
- 4yr Fixed · P&I · Investor · 90–95% LVR
- 9.22% comparison · 7.84% advertised
- 4yr Fixed · Interest Only · Investor · ≤60% LVR
- 7.05% comparison · 7.19% advertised
- 4yr Fixed · Interest Only · Investor · 60–70% LVR
- 7.08% comparison · 7.19% advertised
- 4yr Fixed · Interest Only · Investor · 70–80% LVR
- 7.08% comparison · 7.19% advertised
- 4yr Fixed · Interest Only · Investor · 80–90% LVR
- 7.27% comparison · 7.29% advertised
- 4yr Fixed · Interest Only · Investor · 90–95% LVR
- 9.19% comparison · 7.74% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.92% comparison · 6.99% advertised
- 5yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.94% comparison · 6.99% advertised
- 5yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.94% comparison · 6.99% advertised
- 5yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.19% comparison · 7.24% advertised
- 5yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 8.44% comparison · 7.89% advertised
- 5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
- 7.27% comparison · 7.84% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 7.30% comparison · 7.84% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 7.30% comparison · 7.84% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
- 7.35% comparison · 7.64% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
- 8.36% comparison · 7.74% advertised
- 5yr Fixed · P&I · Investor · ≤60% LVR
- 7.09% comparison · 7.14% advertised
- 5yr Fixed · P&I · Investor · 60–70% LVR
- 7.12% comparison · 7.14% advertised
- 5yr Fixed · P&I · Investor · 70–80% LVR
- 7.12% comparison · 7.14% advertised
- 5yr Fixed · P&I · Investor · 80–90% LVR
- 7.30% comparison · 7.24% advertised
- 5yr Fixed · P&I · Investor · 90–95% LVR
- 9.08% comparison · 7.84% advertised
- 5yr Fixed · Interest Only · Investor · ≤60% LVR
- 7.09% comparison · 7.19% advertised
- 5yr Fixed · Interest Only · Investor · 60–70% LVR
- 7.12% comparison · 7.19% advertised
- 5yr Fixed · Interest Only · Investor · 70–80% LVR
- 7.12% comparison · 7.19% advertised
- 5yr Fixed · Interest Only · Investor · 80–90% LVR
- 7.30% comparison · 7.29% advertised
- 5yr Fixed · Interest Only · Investor · 90–95% LVR
- 9.05% comparison · 7.74% advertised
- Application fee
- None
- Ongoing fee
- $25 a month
- Discharge fee
- $350
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Virgin Money Loaded Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
October 20261 change
- 4Sun
- 120 variants up 0.13 to 0.474 days after the RBA rise to 4.60%+0.13 to +0.47
Variable · P&I · Owner-occupier · ≤60% LVR 6.38 6.63 +0.25 Variable · P&I · Owner-occupier · 60–70% LVR 6.43 6.68 +0.25 Variable · P&I · Owner-occupier · 70–80% LVR 6.43 6.68 +0.25 Variable · P&I · Owner-occupier · 80–90% LVR 6.68 6.92 +0.24 Variable · P&I · Owner-occupier · 90–95% LVR 8.43 8.68 +0.25 Variable · Interest Only · Owner-occupier · ≤60% LVR 7.14 7.40 +0.26 Variable · Interest Only · Owner-occupier · 60–70% LVR 7.17 7.43 +0.26 Variable · Interest Only · Owner-occupier · 70–80% LVR 7.17 7.43 +0.26 Variable · Interest Only · Owner-occupier · 80–90% LVR 7.74 8.00 +0.26 Variable · Interest Only · Owner-occupier · 90–95% LVR 8.71 8.96 +0.25 Variable · P&I · Investor · ≤60% LVR 6.58 6.82 +0.24 Variable · P&I · Investor · 60–70% LVR 6.63 6.87 +0.24 Variable · P&I · Investor · 70–80% LVR 6.63 6.87 +0.24 Variable · P&I · Investor · 80–90% LVR 6.87 7.12 +0.25 Variable · P&I · Investor · 90–95% LVR 9.73 9.98 +0.25 Variable · Interest Only · Investor · ≤60% LVR 6.60 6.85 +0.25 Variable · Interest Only · Investor · 60–70% LVR 6.65 6.90 +0.25 Variable · Interest Only · Investor · 70–80% LVR 6.65 6.90 +0.25 Variable · Interest Only · Investor · 80–90% LVR 6.94 7.19 +0.25 Variable · Interest Only · Investor · 90–95% LVR 9.30 9.55 +0.25 1yr Fixed · P&I · Owner-occupier · ≤60% LVR 6.42 6.68 +0.26 1yr Fixed · P&I · Owner-occupier · 60–70% LVR 6.46 6.73 +0.27 1yr Fixed · P&I · Owner-occupier · 70–80% LVR 6.46 6.73 +0.27 1yr Fixed · P&I · Owner-occupier · 80–90% LVR 6.72 6.99 +0.27 1yr Fixed · P&I · Owner-occupier · 90–95% LVR 8.39 8.65 +0.26 1yr Fixed · Interest Only · Owner-occupier · ≤60% LVR 6.48 6.70 +0.22 1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR 6.52 6.74 +0.22 1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR 6.52 6.74 +0.22 1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR 6.77 6.99 +0.22 1yr Fixed · Interest Only · Owner-occupier · 90–95% LVR 8.35 8.57 +0.22 1yr Fixed · P&I · Investor · ≤60% LVR 6.62 6.88 +0.26 1yr Fixed · P&I · Investor · 60–70% LVR 6.66 6.92 +0.26 1yr Fixed · P&I · Investor · 70–80% LVR 6.66 6.92 +0.26 1yr Fixed · P&I · Investor · 80–90% LVR 6.92 7.17 +0.25 1yr Fixed · P&I · Investor · 90–95% LVR 9.50 9.75 +0.25 1yr Fixed · Interest Only · Investor · ≤60% LVR 6.62 6.87 +0.25 1yr Fixed · Interest Only · Investor · 60–70% LVR 6.67 6.92 +0.25 1yr Fixed · Interest Only · Investor · 70–80% LVR 6.67 6.92 +0.25 1yr Fixed · Interest Only · Investor · 80–90% LVR 6.91 7.16 +0.25 1yr Fixed · Interest Only · Investor · 90–95% LVR 9.53 9.78 +0.25 2yr Fixed · P&I · Owner-occupier · ≤60% LVR 6.41 6.72 +0.31 2yr Fixed · P&I · Owner-occupier · 60–70% LVR 6.45 6.76 +0.31 2yr Fixed · P&I · Owner-occupier · 70–80% LVR 6.45 6.76 +0.31 2yr Fixed · P&I · Owner-occupier · 80–90% LVR 6.72 7.02 +0.30 2yr Fixed · P&I · Owner-occupier · 90–95% LVR 8.22 8.53 +0.31 2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR 6.51 6.77 +0.26 2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR 6.55 6.81 +0.26 2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR 6.55 6.81 +0.26 2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR 6.75 7.01 +0.26 2yr Fixed · Interest Only · Owner-occupier · 90–95% LVR 8.16 8.41 +0.25 2yr Fixed · P&I · Investor · ≤60% LVR 6.60 6.90 +0.30 2yr Fixed · P&I · Investor · 60–70% LVR 6.64 6.94 +0.30 2yr Fixed · P&I · Investor · 70–80% LVR 6.64 6.94 +0.30 2yr Fixed · P&I · Investor · 80–90% LVR 6.87 7.18 +0.31 2yr Fixed · P&I · Investor · 90–95% LVR 9.26 9.57 +0.31 2yr Fixed · Interest Only · Investor · ≤60% LVR 6.59 6.90 +0.31 2yr Fixed · Interest Only · Investor · 60–70% LVR 6.63 6.94 +0.31 2yr Fixed · Interest Only · Investor · 70–80% LVR 6.63 6.94 +0.31 2yr Fixed · Interest Only · Investor · 80–90% LVR 6.87 7.17 +0.30 2yr Fixed · Interest Only · Investor · 90–95% LVR 9.24 9.54 +0.30 3yr Fixed · P&I · Owner-occupier · ≤60% LVR 6.44 6.77 +0.33 3yr Fixed · P&I · Owner-occupier · 60–70% LVR 6.47 6.81 +0.34 3yr Fixed · P&I · Owner-occupier · 70–80% LVR 6.47 6.81 +0.34 3yr Fixed · P&I · Owner-occupier · 80–90% LVR 6.72 7.05 +0.33 3yr Fixed · P&I · Owner-occupier · 90–95% LVR 8.14 8.47 +0.33 3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR 6.51 6.97 +0.46 3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR 6.54 7.01 +0.47 3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR 6.54 7.01 +0.47 3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR 6.69 7.16 +0.47 3yr Fixed · Interest Only · Owner-occupier · 90–95% LVR 7.95 8.42 +0.47 3yr Fixed · P&I · Investor · ≤60% LVR 6.62 6.95 +0.33 3yr Fixed · P&I · Investor · 60–70% LVR 6.65 6.99 +0.34 3yr Fixed · P&I · Investor · 70–80% LVR 6.65 6.99 +0.34 3yr Fixed · P&I · Investor · 80–90% LVR 6.86 7.19 +0.33 3yr Fixed · P&I · Investor · 90–95% LVR 9.02 9.35 +0.33 3yr Fixed · Interest Only · Investor · ≤60% LVR 6.61 6.94 +0.33 3yr Fixed · Interest Only · Investor · 60–70% LVR 6.64 6.98 +0.34 3yr Fixed · Interest Only · Investor · 70–80% LVR 6.64 6.98 +0.34 3yr Fixed · Interest Only · Investor · 80–90% LVR 6.85 7.18 +0.33 3yr Fixed · Interest Only · Investor · 90–95% LVR 9.08 9.41 +0.33 4yr Fixed · P&I · Owner-occupier · ≤60% LVR 6.67 6.87 +0.20 4yr Fixed · P&I · Owner-occupier · 60–70% LVR 6.70 6.90 +0.20 4yr Fixed · P&I · Owner-occupier · 70–80% LVR 6.70 6.90 +0.20 4yr Fixed · P&I · Owner-occupier · 80–90% LVR 6.95 7.15 +0.20 4yr Fixed · P&I · Owner-occupier · 90–95% LVR 8.23 8.42 +0.19 4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR 6.69 7.11 +0.42 4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR 6.72 7.14 +0.42 4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR 6.72 7.14 +0.42 4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR 6.80 7.22 +0.42 4yr Fixed · Interest Only · Owner-occupier · 90–95% LVR 7.94 8.35 +0.41 4yr Fixed · P&I · Investor · ≤60% LVR 6.87 7.05 +0.18 4yr Fixed · P&I · Investor · 60–70% LVR 6.90 7.08 +0.18 4yr Fixed · P&I · Investor · 70–80% LVR 6.90 7.08 +0.18 4yr Fixed · P&I · Investor · 80–90% LVR 7.10 7.27 +0.17 4yr Fixed · P&I · Investor · 90–95% LVR 9.06 9.22 +0.16 4yr Fixed · Interest Only · Investor · ≤60% LVR 6.89 7.05 +0.16 4yr Fixed · Interest Only · Investor · 60–70% LVR 6.92 7.08 +0.16 4yr Fixed · Interest Only · Investor · 70–80% LVR 6.92 7.08 +0.16 4yr Fixed · Interest Only · Investor · 80–90% LVR 7.11 7.27 +0.16 4yr Fixed · Interest Only · Investor · 90–95% LVR 9.04 9.19 +0.15 5yr Fixed · P&I · Owner-occupier · ≤60% LVR 6.73 6.92 +0.19 5yr Fixed · P&I · Owner-occupier · 60–70% LVR 6.76 6.94 +0.18 5yr Fixed · P&I · Owner-occupier · 70–80% LVR 6.76 6.94 +0.18 5yr Fixed · P&I · Owner-occupier · 80–90% LVR 7.01 7.19 +0.18 5yr Fixed · P&I · Owner-occupier · 90–95% LVR 8.26 8.44 +0.18 5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR 6.84 7.27 +0.43 5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR 6.86 7.30 +0.44 5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR 6.86 7.30 +0.44 5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR 6.92 7.35 +0.43 5yr Fixed · Interest Only · Owner-occupier · 90–95% LVR 7.94 8.36 +0.42 5yr Fixed · P&I · Investor · ≤60% LVR 6.93 7.09 +0.16 5yr Fixed · P&I · Investor · 60–70% LVR 6.96 7.12 +0.16 5yr Fixed · P&I · Investor · 70–80% LVR 6.96 7.12 +0.16 5yr Fixed · P&I · Investor · 80–90% LVR 7.14 7.30 +0.16 5yr Fixed · P&I · Investor · 90–95% LVR 8.94 9.08 +0.14 5yr Fixed · Interest Only · Investor · ≤60% LVR 6.95 7.09 +0.14 5yr Fixed · Interest Only · Investor · 60–70% LVR 6.98 7.12 +0.14 5yr Fixed · Interest Only · Investor · 70–80% LVR 6.98 7.12 +0.14 5yr Fixed · Interest Only · Investor · 80–90% LVR 7.16 7.30 +0.14 5yr Fixed · Interest Only · Investor · 90–95% LVR 8.92 9.05 +0.13
Also from Virgin Money: Virgin Money Lite Home Loan 6.11%
As of 3 November 2026, the Virgin Money Loaded Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.68% (6.39% advertised), ranking 68th of 93 variable owner-occupier P&I loans and sitting 0.10 points above the market average of 6.58%. The product comes in 120 variants; the others are investor, interest-only, fixed-rate and other LVR bands. Its rate last moved on 4 October 2026, 4 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.