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Home loan · Variable

Virgin Money Lite Home Loan

Rate
Loan for
Repayments
Deposit

6.11%comparison rate p.a. · 6.09% advertised

Variable · P&I · Owner-occupier · 70–80% LVR

3rd of 93 variable owner-occupier P&I loans

Go to Virgin Money

The same choices at every rate type

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
No
Redraw
Yes
Extra repayments
Yes
Application fee
None
Ongoing fee
None
Discharge fee
$350
Compare all 321 home loans
Compare Virgin Money Lite side by side

Variable · P&I · Owner-occupier · ≤60% LVR
6.11% comparison · 6.09% advertised
Variable · P&I · Owner-occupier · 60–70% LVR
6.11% comparison · 6.09% advertised
Variable · P&I · Owner-occupier · 70–80% LVR
6.11% comparison · 6.09% advertised
Variable · P&I · Owner-occupier · 80–90% LVR
6.61% comparison · 6.59% advertised
Variable · P&I · Owner-occupier · 90–95% LVR
8.04% comparison · 8.02% advertised
Variable · Interest Only · Owner-occupier · ≤60% LVR
7.25% comparison · 8.67% advertised
Variable · Interest Only · Owner-occupier · 60–70% LVR
7.25% comparison · 8.67% advertised
Variable · Interest Only · Owner-occupier · 70–80% LVR
7.25% comparison · 8.67% advertised
Variable · Interest Only · Owner-occupier · 80–90% LVR
7.66% comparison · 8.94% advertised
Variable · Interest Only · Owner-occupier · 90–95% LVR
8.46% comparison · 8.94% advertised
Variable · P&I · Investor · ≤60% LVR
6.26% comparison · 6.24% advertised
Variable · P&I · Investor · 60–70% LVR
6.26% comparison · 6.24% advertised
Variable · P&I · Investor · 70–80% LVR
6.26% comparison · 6.24% advertised
Variable · P&I · Investor · 80–90% LVR
6.86% comparison · 6.84% advertised
Variable · P&I · Investor · 90–95% LVR
8.56% comparison · 8.54% advertised
Variable · Interest Only · Investor · ≤60% LVR
6.43% comparison · 6.64% advertised
Variable · Interest Only · Investor · 60–70% LVR
6.43% comparison · 6.64% advertised
Variable · Interest Only · Investor · 70–80% LVR
6.45% comparison · 6.69% advertised
Variable · Interest Only · Investor · 80–90% LVR
6.92% comparison · 6.99% advertised
Variable · Interest Only · Investor · 90–95% LVR
8.65% comparison · 8.74% advertised
1yr Fixed · P&I · Owner-occupier · ≤60% LVR
6.19% comparison · 6.89% advertised
1yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.19% comparison · 6.89% advertised
1yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.19% comparison · 6.89% advertised
1yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.67% comparison · 7.24% advertised
1yr Fixed · P&I · Owner-occupier · 90–95% LVR
8.05% comparison · 8.19% advertised
1yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.21% comparison · 7.09% advertised
1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.21% comparison · 7.09% advertised
1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.21% comparison · 7.09% advertised
1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
6.68% comparison · 7.34% advertised
1yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.97% comparison · 7.44% advertised
1yr Fixed · P&I · Investor · ≤60% LVR
6.34% comparison · 7.04% advertised
1yr Fixed · P&I · Investor · 60–70% LVR
6.34% comparison · 7.04% advertised
1yr Fixed · P&I · Investor · 70–80% LVR
6.34% comparison · 7.04% advertised
1yr Fixed · P&I · Investor · 80–90% LVR
6.91% comparison · 7.34% advertised
1yr Fixed · P&I · Investor · 90–95% LVR
8.48% comparison · 7.84% advertised
1yr Fixed · Interest Only · Investor · ≤60% LVR
6.34% comparison · 7.04% advertised
1yr Fixed · Interest Only · Investor · 60–70% LVR
6.34% comparison · 7.04% advertised
1yr Fixed · Interest Only · Investor · 70–80% LVR
6.34% comparison · 7.04% advertised
1yr Fixed · Interest Only · Investor · 80–90% LVR
6.90% comparison · 7.24% advertised
1yr Fixed · Interest Only · Investor · 90–95% LVR
8.50% comparison · 8.04% advertised
2yr Fixed · P&I · Owner-occupier · ≤60% LVR
6.24% comparison · 6.79% advertised
2yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.24% comparison · 6.79% advertised
2yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.24% comparison · 6.79% advertised
2yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.72% comparison · 7.14% advertised
2yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.98% comparison · 7.74% advertised
2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.30% comparison · 7.09% advertised
2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.30% comparison · 7.09% advertised
2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.30% comparison · 7.09% advertised
2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
6.70% comparison · 7.09% advertised
2yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.86% comparison · 7.19% advertised
2yr Fixed · P&I · Investor · ≤60% LVR
6.39% comparison · 6.94% advertised
2yr Fixed · P&I · Investor · 60–70% LVR
6.39% comparison · 6.94% advertised
2yr Fixed · P&I · Investor · 70–80% LVR
6.39% comparison · 6.94% advertised
2yr Fixed · P&I · Investor · 80–90% LVR
6.92% comparison · 7.14% advertised
2yr Fixed · P&I · Investor · 90–95% LVR
8.42% comparison · 7.89% advertised
2yr Fixed · Interest Only · Investor · ≤60% LVR
6.39% comparison · 6.94% advertised
2yr Fixed · Interest Only · Investor · 60–70% LVR
6.39% comparison · 6.94% advertised
2yr Fixed · Interest Only · Investor · 70–80% LVR
6.39% comparison · 6.94% advertised
2yr Fixed · Interest Only · Investor · 80–90% LVR
6.92% comparison · 7.14% advertised
2yr Fixed · Interest Only · Investor · 90–95% LVR
8.40% comparison · 7.79% advertised
3yr Fixed · P&I · Owner-occupier · ≤60% LVR
6.32% comparison · 6.84% advertised
3yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.32% comparison · 6.84% advertised
3yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.32% comparison · 6.84% advertised
3yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.75% comparison · 7.09% advertised
3yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.95% comparison · 7.74% advertised
3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.53% comparison · 7.59% advertised
3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.53% comparison · 7.59% advertised
3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.53% comparison · 7.59% advertised
3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
6.86% comparison · 7.49% advertised
3yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.91% comparison · 7.59% advertised
3yr Fixed · P&I · Investor · ≤60% LVR
6.47% comparison · 6.99% advertised
3yr Fixed · P&I · Investor · 60–70% LVR
6.47% comparison · 6.99% advertised
3yr Fixed · P&I · Investor · 70–80% LVR
6.47% comparison · 6.99% advertised
3yr Fixed · P&I · Investor · 80–90% LVR
6.93% comparison · 7.09% advertised
3yr Fixed · P&I · Investor · 90–95% LVR
8.31% comparison · 7.74% advertised
3yr Fixed · Interest Only · Investor · ≤60% LVR
6.47% comparison · 6.99% advertised
3yr Fixed · Interest Only · Investor · 60–70% LVR
6.47% comparison · 6.99% advertised
3yr Fixed · Interest Only · Investor · 70–80% LVR
6.47% comparison · 6.99% advertised
3yr Fixed · Interest Only · Investor · 80–90% LVR
6.93% comparison · 7.09% advertised
3yr Fixed · Interest Only · Investor · 90–95% LVR
8.37% comparison · 7.94% advertised
4yr Fixed · P&I · Owner-occupier · ≤60% LVR
6.44% comparison · 6.99% advertised
4yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.44% comparison · 6.99% advertised
4yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.44% comparison · 6.99% advertised
4yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.85% comparison · 7.24% advertised
4yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.93% comparison · 7.74% advertised
4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.69% comparison · 7.69% advertised
4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.69% comparison · 7.69% advertised
4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.69% comparison · 7.69% advertised
4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
6.93% comparison · 7.49% advertised
4yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.87% comparison · 7.59% advertised
4yr Fixed · P&I · Investor · ≤60% LVR
6.59% comparison · 7.14% advertised
4yr Fixed · P&I · Investor · 60–70% LVR
6.59% comparison · 7.14% advertised
4yr Fixed · P&I · Investor · 70–80% LVR
6.59% comparison · 7.14% advertised
4yr Fixed · P&I · Investor · 80–90% LVR
7.01% comparison · 7.24% advertised
4yr Fixed · P&I · Investor · 90–95% LVR
8.28% comparison · 7.84% advertised
4yr Fixed · Interest Only · Investor · ≤60% LVR
6.60% comparison · 7.19% advertised
4yr Fixed · Interest Only · Investor · 60–70% LVR
6.60% comparison · 7.19% advertised
4yr Fixed · Interest Only · Investor · 70–80% LVR
6.60% comparison · 7.19% advertised
4yr Fixed · Interest Only · Investor · 80–90% LVR
7.02% comparison · 7.29% advertised
4yr Fixed · Interest Only · Investor · 90–95% LVR
8.25% comparison · 7.74% advertised
5yr Fixed · P&I · Owner-occupier · ≤60% LVR
6.50% comparison · 6.99% advertised
5yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.50% comparison · 6.99% advertised
5yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.50% comparison · 6.99% advertised
5yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.90% comparison · 7.24% advertised
5yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.98% comparison · 7.89% advertised
5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.87% comparison · 7.84% advertised
5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.87% comparison · 7.84% advertised
5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.87% comparison · 7.84% advertised
5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
7.07% comparison · 7.64% advertised
5yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.91% comparison · 7.74% advertised
5yr Fixed · P&I · Investor · ≤60% LVR
6.66% comparison · 7.14% advertised
5yr Fixed · P&I · Investor · 60–70% LVR
6.66% comparison · 7.14% advertised
5yr Fixed · P&I · Investor · 70–80% LVR
6.66% comparison · 7.14% advertised
5yr Fixed · P&I · Investor · 80–90% LVR
7.04% comparison · 7.24% advertised
5yr Fixed · P&I · Investor · 90–95% LVR
8.23% comparison · 7.84% advertised
5yr Fixed · Interest Only · Investor · ≤60% LVR
6.67% comparison · 7.19% advertised
5yr Fixed · Interest Only · Investor · 60–70% LVR
6.67% comparison · 7.19% advertised
5yr Fixed · Interest Only · Investor · 70–80% LVR
6.67% comparison · 7.19% advertised
5yr Fixed · Interest Only · Investor · 80–90% LVR
7.05% comparison · 7.29% advertised
5yr Fixed · Interest Only · Investor · 90–95% LVR
8.19% comparison · 7.74% advertised

Application fee
None
Ongoing fee
None
Discharge fee
$350
Redraw fee
None

Offset account
No
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

  • Virgin Money Lite Home Loan · Variable · P&I · Owner-occupier
  • RBA cash rate
  • Market average
5.006.00SepOctToday6.11% p.a. today

October 20261 change

  1. 4Sun
    • 120 variants up 0.13 to 0.474 days after the RBA rise to 4.60%
      Variable · P&I · Owner-occupier · ≤60% LVR5.866.11+0.25
      Variable · P&I · Owner-occupier · 60–70% LVR5.866.11+0.25
      Variable · P&I · Owner-occupier · 70–80% LVR5.866.11+0.25
      Variable · P&I · Owner-occupier · 80–90% LVR6.366.61+0.25
      Variable · P&I · Owner-occupier · 90–95% LVR7.798.04+0.25
      Variable · Interest Only · Owner-occupier · ≤60% LVR6.997.25+0.26
      Variable · Interest Only · Owner-occupier · 60–70% LVR6.997.25+0.26
      Variable · Interest Only · Owner-occupier · 70–80% LVR6.997.25+0.26
      Variable · Interest Only · Owner-occupier · 80–90% LVR7.407.66+0.26
      Variable · Interest Only · Owner-occupier · 90–95% LVR8.208.46+0.26
      Variable · P&I · Investor · ≤60% LVR6.016.26+0.25
      Variable · P&I · Investor · 60–70% LVR6.016.26+0.25
      Variable · P&I · Investor · 70–80% LVR6.016.26+0.25
      Variable · P&I · Investor · 80–90% LVR6.616.86+0.25
      Variable · P&I · Investor · 90–95% LVR8.318.56+0.25
      Variable · Interest Only · Investor · ≤60% LVR6.176.43+0.26
      Variable · Interest Only · Investor · 60–70% LVR6.176.43+0.26
      Variable · Interest Only · Investor · 70–80% LVR6.206.45+0.25
      Variable · Interest Only · Investor · 80–90% LVR6.676.92+0.25
      Variable · Interest Only · Investor · 90–95% LVR8.408.65+0.25
      1yr Fixed · P&I · Owner-occupier · ≤60% LVR5.926.19+0.27
      1yr Fixed · P&I · Owner-occupier · 60–70% LVR5.926.19+0.27
      1yr Fixed · P&I · Owner-occupier · 70–80% LVR5.926.19+0.27
      1yr Fixed · P&I · Owner-occupier · 80–90% LVR6.416.67+0.26
      1yr Fixed · P&I · Owner-occupier · 90–95% LVR7.798.05+0.26
      1yr Fixed · Interest Only · Owner-occupier · ≤60% LVR5.986.21+0.23
      1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR5.986.21+0.23
      1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR5.986.21+0.23
      1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.466.68+0.22
      1yr Fixed · Interest Only · Owner-occupier · 90–95% LVR7.757.97+0.22
      1yr Fixed · P&I · Investor · ≤60% LVR6.086.34+0.26
      1yr Fixed · P&I · Investor · 60–70% LVR6.086.34+0.26
      1yr Fixed · P&I · Investor · 70–80% LVR6.086.34+0.26
      1yr Fixed · P&I · Investor · 80–90% LVR6.656.91+0.26
      1yr Fixed · P&I · Investor · 90–95% LVR8.228.48+0.26
      1yr Fixed · Interest Only · Investor · ≤60% LVR6.096.34+0.25
      1yr Fixed · Interest Only · Investor · 60–70% LVR6.096.34+0.25
      1yr Fixed · Interest Only · Investor · 70–80% LVR6.096.34+0.25
      1yr Fixed · Interest Only · Investor · 80–90% LVR6.656.90+0.25
      1yr Fixed · Interest Only · Investor · 90–95% LVR8.258.50+0.25
      2yr Fixed · P&I · Owner-occupier · ≤60% LVR5.936.24+0.31
      2yr Fixed · P&I · Owner-occupier · 60–70% LVR5.936.24+0.31
      2yr Fixed · P&I · Owner-occupier · 70–80% LVR5.936.24+0.31
      2yr Fixed · P&I · Owner-occupier · 80–90% LVR6.416.72+0.31
      2yr Fixed · P&I · Owner-occupier · 90–95% LVR7.667.98+0.32
      2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR6.046.30+0.26
      2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR6.046.30+0.26
      2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR6.046.30+0.26
      2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.446.70+0.26
      2yr Fixed · Interest Only · Owner-occupier · 90–95% LVR7.607.86+0.26
      2yr Fixed · P&I · Investor · ≤60% LVR6.086.39+0.31
      2yr Fixed · P&I · Investor · 60–70% LVR6.086.39+0.31
      2yr Fixed · P&I · Investor · 70–80% LVR6.086.39+0.31
      2yr Fixed · P&I · Investor · 80–90% LVR6.616.92+0.31
      2yr Fixed · P&I · Investor · 90–95% LVR8.108.42+0.32
      2yr Fixed · Interest Only · Investor · ≤60% LVR6.086.39+0.31
      2yr Fixed · Interest Only · Investor · 60–70% LVR6.086.39+0.31
      2yr Fixed · Interest Only · Investor · 70–80% LVR6.086.39+0.31
      2yr Fixed · Interest Only · Investor · 80–90% LVR6.616.92+0.31
      2yr Fixed · Interest Only · Investor · 90–95% LVR8.088.40+0.32
      3yr Fixed · P&I · Owner-occupier · ≤60% LVR5.986.32+0.34
      3yr Fixed · P&I · Owner-occupier · 60–70% LVR5.986.32+0.34
      3yr Fixed · P&I · Owner-occupier · 70–80% LVR5.986.32+0.34
      3yr Fixed · P&I · Owner-occupier · 80–90% LVR6.416.75+0.34
      3yr Fixed · P&I · Owner-occupier · 90–95% LVR7.617.95+0.34
      3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR6.066.53+0.47
      3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR6.066.53+0.47
      3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR6.066.53+0.47
      3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.406.86+0.46
      3yr Fixed · Interest Only · Owner-occupier · 90–95% LVR7.447.91+0.47
      3yr Fixed · P&I · Investor · ≤60% LVR6.136.47+0.34
      3yr Fixed · P&I · Investor · 60–70% LVR6.136.47+0.34
      3yr Fixed · P&I · Investor · 70–80% LVR6.136.47+0.34
      3yr Fixed · P&I · Investor · 80–90% LVR6.596.93+0.34
      3yr Fixed · P&I · Investor · 90–95% LVR7.978.31+0.34
      3yr Fixed · Interest Only · Investor · ≤60% LVR6.136.47+0.34
      3yr Fixed · Interest Only · Investor · 60–70% LVR6.136.47+0.34
      3yr Fixed · Interest Only · Investor · 70–80% LVR6.136.47+0.34
      3yr Fixed · Interest Only · Investor · 80–90% LVR6.596.93+0.34
      3yr Fixed · Interest Only · Investor · 90–95% LVR8.048.37+0.33
      4yr Fixed · P&I · Owner-occupier · ≤60% LVR6.246.44+0.20
      4yr Fixed · P&I · Owner-occupier · 60–70% LVR6.246.44+0.20
      4yr Fixed · P&I · Owner-occupier · 70–80% LVR6.246.44+0.20
      4yr Fixed · P&I · Owner-occupier · 80–90% LVR6.656.85+0.20
      4yr Fixed · P&I · Owner-occupier · 90–95% LVR7.747.93+0.19
      4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR6.266.69+0.43
      4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR6.266.69+0.43
      4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR6.266.69+0.43
      4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.526.93+0.41
      4yr Fixed · Interest Only · Owner-occupier · 90–95% LVR7.467.87+0.41
      4yr Fixed · P&I · Investor · ≤60% LVR6.416.59+0.18
      4yr Fixed · P&I · Investor · 60–70% LVR6.416.59+0.18
      4yr Fixed · P&I · Investor · 70–80% LVR6.416.59+0.18
      4yr Fixed · P&I · Investor · 80–90% LVR6.837.01+0.18
      4yr Fixed · P&I · Investor · 90–95% LVR8.118.28+0.17
      4yr Fixed · Interest Only · Investor · ≤60% LVR6.446.60+0.16
      4yr Fixed · Interest Only · Investor · 60–70% LVR6.446.60+0.16
      4yr Fixed · Interest Only · Investor · 70–80% LVR6.446.60+0.16
      4yr Fixed · Interest Only · Investor · 80–90% LVR6.867.02+0.16
      4yr Fixed · Interest Only · Investor · 90–95% LVR8.108.25+0.15
      5yr Fixed · P&I · Owner-occupier · ≤60% LVR6.326.50+0.18
      5yr Fixed · P&I · Owner-occupier · 60–70% LVR6.326.50+0.18
      5yr Fixed · P&I · Owner-occupier · 70–80% LVR6.326.50+0.18
      5yr Fixed · P&I · Owner-occupier · 80–90% LVR6.716.90+0.19
      5yr Fixed · P&I · Owner-occupier · 90–95% LVR7.797.98+0.19
      5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR6.436.87+0.44
      5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR6.436.87+0.44
      5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR6.436.87+0.44
      5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.637.07+0.44
      5yr Fixed · Interest Only · Owner-occupier · 90–95% LVR7.487.91+0.43
      5yr Fixed · P&I · Investor · ≤60% LVR6.496.66+0.17
      5yr Fixed · P&I · Investor · 60–70% LVR6.496.66+0.17
      5yr Fixed · P&I · Investor · 70–80% LVR6.496.66+0.17
      5yr Fixed · P&I · Investor · 80–90% LVR6.877.04+0.17
      5yr Fixed · P&I · Investor · 90–95% LVR8.078.23+0.16
      5yr Fixed · Interest Only · Investor · ≤60% LVR6.526.67+0.15
      5yr Fixed · Interest Only · Investor · 60–70% LVR6.526.67+0.15
      5yr Fixed · Interest Only · Investor · 70–80% LVR6.526.67+0.15
      5yr Fixed · Interest Only · Investor · 80–90% LVR6.917.05+0.14
      5yr Fixed · Interest Only · Investor · 90–95% LVR8.068.19+0.13
      +0.13 to +0.47

Also from Virgin Money: Virgin Money Loaded Home Loan 6.68%

As of 3 November 2026, the Virgin Money Lite Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.11% (6.09% advertised), ranking 3rd of 93 variable owner-occupier P&I loans and sitting 0.47 points below the market average of 6.58%. The product comes in 120 variants; the others are investor, interest-only, fixed-rate and other LVR bands. Its rate last moved on 4 October 2026, 4 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.