Virgin Money home loans

Virgin Money also offers savings accounts · Provider overview →

As of 18 September 2026, Virgin Money has two home loan products in 288 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 5.86% (Virgin Money Lite Home Loan), ranking 2nd of 107 variable owner-occupier P&I loans and sitting 0.90 points below the market average of 6.76%.

Lowest comparison rate: 5.86%; Virgin Money Lite Home Loan
Market rank: #2; of 107 variable owner-occupier P&I loans
Products: 2; 288 variants
Last change: —; None recorded yet

Rates over time

Comparison rate of each product's headline variant

RBA cash rate
Market average

What changed

No changes recorded for Virgin Money's home loans since tracking began on 12 September 2026.

Home loans

Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate

Virgin Money Lite Home Loan
Variable · P&I · Owner-occupier · 70–80% LVR · redraw · no ongoing fee · 144 variants
1y 5.92%2y 5.93%3y 5.98%4y 6.24%5y 6.32%
5.86%#2 of 107
Virgin Money Loaded Home Loan
Variable · P&I · Owner-occupier · 70–80% LVR · offset account · redraw · 144 variants
1y 6.46%2y 6.45%3y 6.47%4y 6.70%5y 6.76%
6.43%#53 of 107

Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report

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