Issuer profile · Credit cards
Virgin Money credit cards
Virgin Money also offers savings accounts and home loans · Provider overview →
As of 25 September 2026, Virgin Money has five credit cards tracked by BankMate, three of them carrying a sign-up bonus. The Virgin Australia Velocity High Flyer Credit Card's 100,000 pts are worth about $800, or $471 after its $329 first-year fee, which ranks 23rd of 68 bonus cards.
- Top bonus, net of fee
- $471
- Virgin Australia Velocity High Flyer Credit Card · $800 less $329
- Market rank
- #23
- of 68 cards with a bonus
- Cards
- 5
- 3 with a bonus · 2 programs
- Last change
- —
- None recorded yet
Offers and when they end
Bonus value net of first-year fee · expiry from the issuer's termsVirgin Australia Velocity High Flyer Credit Card ($471 net) and Virgin Australia Velocity Flyer Credit Card ($411 net) and Anytime Rewards Credit Card ($151 net) carry a standing bonus with no published end date. Issuers usually renew or reprice an offer at expiry; the changelog records what actually happened.
What changed
No changes recorded for Virgin Money's credit cards since tracking began on 13 September 2026.
Cards
Ranked by bonus net of first-year fee · of 68 bonus cardsVirgin Money Rewards · 3
60,000 pts ≈ $300
- Annual fee
- $149
- Additional cardholder
- Free
- Foreign transaction fee
- 3.3%
- Rewards program
- Virgin Money Rewards
- Base earn rate
- 1 Virgin Money Rewards pts per $
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 20.99% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- No
Earn 60,000 Bonus Virgin Money Points when you spend $3,000 or more in the first 90 days from approval.
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 3.3%
- Rewards program
- Virgin Money Rewards
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 20.99% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- No
- Annual fee
- $99
- Additional cardholder
- Free
- Foreign transaction fee
- 3.3%
- Rewards program
- Virgin Money Rewards
- Purchase rate
- 12.99% p.a.
- Cash advance rate
- 21.69% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- No
Velocity Rewards · 2
1 Velocity Rewards pts per $ · $329 fee · domestic lounges
$471#23 of 68100,000 pts ≈ $800
- Annual fee
- $329
- Additional cardholder
- Free
- Foreign transaction fee
- 3.3%
- Rewards program
- Velocity Rewards
- Base earn rate
- 1 Velocity Rewards pts per $
- Purchase rate
- 20.74% p.a.
- Cash advance rate
- 20.99% p.a.
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
40,000 Bonus Velocity Points will be awarded for each month $3,500 or more is spent on eligible purchases for the first 60 days from approval.20,000 Velocity Points will be awarded when you keep your card open for over 12 months.
70,000 pts ≈ $560
- Annual fee
- $149
- Additional cardholder
- Free
- Foreign transaction fee
- 3.3%
- Rewards program
- Velocity Rewards
- Base earn rate
- 0.66 Velocity Rewards pts per $
- Purchase rate
- 20.74% p.a.
- Cash advance rate
- 20.99% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- Yes
25,000 Bonus Velocity Points will be awarded for each month $1,500 or more is spent on eligible purchases for the first 60 days from approval.
Points are valued at BankMate's cents-per-point assumptions. Net figures deduct the first-year fee only. Compare all credit cards · Card report
Notes on Virgin Money credit cards
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