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Virgin Money · Virgin Money Rewards · Credit card
Virgin Money Low Rate Credit Card
A $99 annual fee and a 12.99% p.a. purchase rate as of 25 September 2026. The fee ranks 45th lowest of 116 cards tracked by BankMate. There is no sign-up bonus on offer.
Annual fee over time
Annual feeNo history has been recorded for this card yet.
Changes
No history has been recorded for this product yet.
Fees
- Annual fee
- $99
- Additional cardholder
- Free
- Foreign transaction fee
- 3.3%
- Late payment fee
- $30
Earning
- Rewards program
- Virgin Money Rewards
Interest
- Purchase rate
- 12.99% p.a.
- Cash advance rate
- 21.69% p.a.
- Interest-free days
- Up to 55
- Balance transfer
- 0.00% for 24 months, then 0.00%
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum income
- $35,000 a year
- Minimum credit limit
- $2,000
About this product
At 12.99% p.a. lower your interest, not your standards.