🏦
Virgin Money · Virgin Money Rewards · Credit card
Virgin Money No Annual Fee Credit Card
No annual fee and a 19.99% p.a. purchase rate as of 25 September 2026. The fee ranks 1st lowest of 116 cards tracked by BankMate. There is no sign-up bonus on offer.
Annual fee over time
Annual fee- Virgin Money No Annual Fee Credit Card
Changes
No changes recorded for this product since tracking began on 13 September 2026.
Fees
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 3.3%
- Late payment fee
- $30
Earning
- Rewards program
- Virgin Money Rewards
Interest
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 20.99% p.a.
- Interest-free days
- Up to 55
- Balance transfer
- 0.00% for 6 months, then 0.00%
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum income
- $25,000 a year
- Minimum credit limit
- $2,000
About this product
Introducing our No Annual Fee credit card, where you'll enjoy all the advantages of having a credit card without having to pay an annual fee. Zip, Zero, Zilch, Nada. Absolutely nothing. So go ahead and make the switch to the card that makes nothing of it.