Virgin Money Rewards · Credit card
Virgin Money No Annual Fee Credit Card
$0annual fee
19.99% p.a. purchases · up to 55 interest-free days
1st of 111 cards
- Annual fee
- None
- Rewards program
- Virgin Money Rewards
- Purchase rate
- 19.99% p.a.
- Complimentary travel insurance
- No
- Minimum income
- $25,000 a year
- Additional cardholder
- Free
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 3.3%
- Late payment fee
- $30
- Rewards program
- Virgin Money Rewards
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 20.99% p.a.
- Interest-free days
- Up to 55
- Balance transfer
- 0.00% for 6 months, then 20.99%
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
- Minimum income
- $25,000 a year
- Minimum credit limit
- $2,000
- Virgin Money No Annual Fee Credit Card
No changes recorded for this product since tracking began on 13 September 2026.
Introducing our No Annual Fee credit card, where you'll enjoy all the advantages of having a credit card without having to pay an annual fee. Zip, Zero, Zilch, Nada. Absolutely nothing. So go ahead and make the switch to the card that makes nothing of it.
Also from Virgin Money: Virgin Australia Velocity High Flyer Credit Card $451 net · Virgin Australia Velocity Flyer Credit Card $391 net · Virgin Money Anytime Rewards Credit Card $131 net · Virgin Money Low Rate Credit Card $99 fee
No annual fee and a 19.99% p.a. purchase rate as of 9 November 2026. The fee ranks 1st lowest of 111 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.