🏦
Virgin Money · Savings account
LiveVirgin Money Boost Saver
Pays 4.50% p.a. total (0.05% base plus 4.45% bonus) as of 18 September 2026. Ranks 74th of 93 savings accounts tracked by BankMate, 0.36 points below the average of 4.86%. The rate last rose on 16 July 2026.
4.50%p.a.
0.05% base + 4.45% bonus · bonus up to $250,000 · unlimited withdrawals · variable
Rate over time
Total rate, conditions met- Virgin Money Boost Saver
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Feb 2026: ranked 42 of 46
- Mar 2026: ranked 59 of 74
- Apr 2026: ranked 70 of 88
- May 2026: ranked 78 of 91
- June 2026: ranked 80 of 91
- July 2026: ranked 74 of 92
- Aug 2026: ranked 74 of 92
- Sept 2026: ranked 74 of 93
Feb 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
Mostly outside the top half of accounts over the last 8 months: from #70 of 88 in Apr 2026 to #42 of 46 in Feb 2026.
Changes
2 on record since 1 Mar 2026- 4.25 → 4.50Bonus rate+0.25
- 4.00 → 4.25Bonus rate · 10 days after the RBA rise to 4.10%+0.25
Conditions for the bonus rate
Checked each month- Debit card use
- 5+/month
- Monthly deposits
- $1,000/month
- Balance range
- $0 - $250,000
- Age
- 14+ years
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $250k
4.50%$250k+
0.05%Notes from savers
to leave a note.