Savings account

Auswide Bank Bonus Plus Saver

3.56%p.a. total

0.01% base + 3.55% bonus when the conditions are met

116th of 151 savings accounts · market average 4.46%

The RBA raised the cash rate to 4.85% on 4 November. BONUS PLUS SAVER hasn't moved yet. After the September rise it moved 33 days later.

What the bonus asks

2 things each month
Each month
  1. A deposit
  2. No withdrawals
A month without them

Pays the 0.01% base rate on the whole balance.

Who can open it

Anyone

Balance

No balance cap.

Compare all 151 accounts

Rate history

Last change 2 Nov
  • BONUS PLUS SAVER
  • RBA cash rate
  • Market average
3.504.004.505.00SepOctToday3.56% p.a. today

November 20261 change

  1. 2Mon
    • 3.31 → 3.56Bonus rate 3.30% → 3.55% · 33 days after the RBA rise to 4.60%
      +0.25

  1. #102SepSep 2026: ranked 102 of 120
  2. #124OctOct 2026: ranked 124 of 150
  3. #115NowNov 2026: ranked 115 of 151
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

Mostly outside the top half of accounts over the last 3 months: from #115 of 151 in Nov 2026 to #102 of 120 in Sep 2026.

A year meeting the conditions
$1,780
A year without meeting the conditions
$5
Against the average (4.46%)
−$449

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

A savings account that pays bonus interest when a deposit and no withdrawals are made during the month

Notes from savers

to leave a note.

Other Auswide Bank Ltd accounts: ZIGGY KIDS SAVER 3.76%

Pays 3.56% p.a. total (0.01% base plus 3.55% bonus) as of 9 November 2026. Ranks 116th of 151 savings accounts tracked by BankMate, 0.90 points below the average of 4.46%. The rate last rose on 2 November 2026, 33 days after the RBA raised the cash rate to 4.60%. From Auswide Bank Ltd's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·