Savings account · Up to 15 years

Auswide Bank Ziggy Kids Saver

3.51%p.a. total

0.01% base + 3.50% bonus when the conditions are met

114th of 151 savings accounts · market average 4.37%

The RBA raised the cash rate to 4.60% on 30 September. ZIGGY KIDS SAVER hasn't moved yet. After the May rise it moved 27 days later.

What the bonus asks

2 things each month
Each month
  1. A deposit
  2. No withdrawals
A month without them

Pays the 0.01% base rate on the whole balance.

Who can open it

Anyone under 16

Balance

No balance cap.

Compare all 151 accounts

Rate history

Last change 2 June
  • ZIGGY KIDS SAVER
  • RBA cash rate
  • Market average
3.504.004.50MayJulSepToday3.51% p.a. today

June 20261 change

  1. 2Tue
    • 3.26 → 3.51Bonus rate 3.25% → 3.50% · 27 days after the RBA rise to 4.35%
      +0.25

  1. #71AprApr 2026: ranked 71 of 76
  2. #75MayMay 2026: ranked 75 of 79
  3. #74JunJune 2026: ranked 74 of 79
  4. #75JulJuly 2026: ranked 75 of 80
  5. #75AugAug 2026: ranked 75 of 80
  6. #100SepSep 2026: ranked 100 of 120
  7. #113OctOct 2026: ranked 113 of 150
  8. #114NowNov 2026: ranked 114 of 151
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

Mostly outside the top half of accounts over the last 8 months: from #113 of 150 in Oct 2026 to #75 of 79 in May 2026.

A year meeting the conditions
$1,755
A year without meeting the conditions
$5
Against the average (4.37%)
−$429

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

Notes from savers

to leave a note.

Other Auswide Bank Ltd accounts: BONUS PLUS SAVER 3.31%

Pays 3.51% p.a. total (0.01% base plus 3.50% bonus) as of 2 November 2026. Ranks 114th of 151 savings accounts tracked by BankMate, 0.86 points below the average of 4.37%. The rate last rose on 2 June 2026, 27 days after the RBA raised the cash rate to 4.35%. From Auswide Bank Ltd's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·