Savings account

Regional Australia Bank Savings Booster Account

5.00%p.a. total

0.00% base + 5.00% bonus when the conditions are met

71st of 151 savings accounts · market average 4.37%

The RBA raised the cash rate to 4.60% on 30 September. Savings Booster Account hasn't moved yet. After the May rise it moved 27 days later.

What the bonus asks

2 things each month
Each month
  1. A deposit of at least $100
  2. No withdrawals
A month without them

Pays the 0.00% base rate on the whole balance.

Who can open it

Anyone

Balance

The bonus is paid on balances up to $250,000.

Compare all 151 accounts

Rate history

Last change 2 June
  • Savings Booster Account
  • RBA cash rate
  • Market average
4.004.505.00MarMayJulSepToday5.00% p.a. today

June 20261 change

  1. 2Tue
    • 4.75 → 5.00Bonus rate 4.75% → 5.00% · 27 days after the RBA rise to 4.35%
      +0.25

April 20261 change

  1. 2Thu
    • 4.50 → 4.75Bonus rate 4.50% → 4.75% · 15 days after the RBA rise to 4.10%
      +0.25

March 20261 change

  1. 2Mon
    • 4.25 → 4.50Bonus rate 4.25% → 4.50% · 26 days after the RBA rise to 3.85%
      +0.25

  1. #32FebFeb 2026: ranked 32 of 42
  2. #43MarMar 2026: ranked 43 of 64
  3. #35AprApr 2026: ranked 35 of 76
  4. #51MayMay 2026: ranked 51 of 79
  5. #40JunJune 2026: ranked 40 of 79
  6. #41JulJuly 2026: ranked 41 of 80
  7. #41AugAug 2026: ranked 41 of 80
  8. #52SepSep 2026: ranked 52 of 120
  9. #70OctOct 2026: ranked 70 of 150
  10. #71NowNov 2026: ranked 71 of 151
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

Mostly outside the top half of accounts over the last 10 months: from #52 of 120 in Sep 2026 to #32 of 42 in Feb 2026.

A year meeting the conditions
$2,500
A year without meeting the conditions
$0
Against the average (4.37%)
+$316

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

Up to $250k5.00%
$250k+0.00%

Deposit $100+ a month. No withdrawals. Bonus up to $250k; above that no bonus.

Notes from savers

to leave a note.

Other Regional Australia Bank accounts: Internet Maximiser Account 3.25% · Savings Account 3.25%

Pays 5.00% p.a. total (0.00% base plus 5.00% bonus) as of 2 November 2026. Ranks 71st of 151 savings accounts tracked by BankMate, 0.63 points above the average of 4.37%. The rate last rose on 2 June 2026, 27 days after the RBA raised the cash rate to 4.35%. From Regional Australia Bank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·