Savings account

Regional Australia Bank Savings Account

3.25%p.a. total

No bonus conditions: the rate is paid every month

5.45% for the first 3 months, then 3.25%

120th of 152 savings accounts · market average 4.23%

The RBA raised the cash rate to 4.60% on 30 September. Savings Account hasn't moved yet.

What it asks

Nothing each month
Each month

Nothing. The rate is paid every month.

Who can open it

Anyone

Balance

No balance cap.

Compare all 152 accounts

Rate history

No change since tracking began on 7 Oct
  • Savings Account
  • RBA cash rate
  • Market average
3.003.504.004.50AugSepToday3.25% p.a. today

No rate changes recorded for this account since tracking began on 7 October 2026.

  1. #119NowOct 2026: ranked 119 of 152
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

Ranked #119 of 152 this month. Tracking begins here.

Interest a year
$1,625
Each month
$135
Against the average (4.23%)
−$489

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

Earn a boosted introductory interest rate for the first 3 months when you open up our Savings Account.

Notes from savers

to leave a note.

Other Regional Australia Bank accounts: Savings Booster Account 5.00% · Internet Maximiser Account 3.25%

Pays 3.25% p.a. with no bonus conditions as of 7 October 2026. Ranks 120th of 152 savings accounts tracked by BankMate, 0.98 points below the average of 4.23%. It has not changed since tracking began on 7 October 2026. From Regional Australia Bank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·