Regional Australia Bank term deposits

Regional Australia Bank also offers savings accounts, home loans and personal loans · Provider overview →

As of 18 September 2026, Regional Australia Bank has one term deposit product tracked by BankMate, over ten terms from 4 months to 5 years. Its highest rate is 5.25% p.a. on the Term Savings for 1 year, 45th of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 4 September 2026.

Best rate: 5.25%; 1 year · Term Savings
Market rank: #45; of 590 12-month deposits
Terms: 10; 1 product
Last change: 4 Sept 2026; 3 changes on record

Rates over time

Best 12-month rate per product

Term Savings
RBA cash rate
Market average · 12-month deposits

What changed

3 changes since 9 Apr 2026

4 Sept 2026
Term Savings · 2 terms cut 0.05 to 0.10
- 6-month 5.00 → 4.90
- 12-month 5.30 → 5.25
mixed
27 June 2026
Term Savings · 2 terms moved in both directions
- 6-month 5.30 → 5.00
- 12-month 5.00 → 5.30
mixed
30 Apr 2026
Term Savings · 7 terms up 0.20 to 0.7543 days after the RBA rise to 4.10%
- 4-month 4.25 → 4.65
- 5-month 4.30 → 4.70
- 6-month 4.55 → 5.30
- 9-month 4.60 → 5.10
- 18-month 4.80 → 5.00
- 24-month 4.50 → 4.70
- 36-month 4.00 → 4.20
mixed

Term deposits

Best rate per product, by term · ranked within each term

Term Savings
interest annually or at maturity · from $1,000 · 10 terms
3 mo 4.65%6 mo 4.90%9 mo 5.10%1 yr 5.25%2 yr 4.70%3 yr 4.20%5 yr 3.65%18 mo 5.00%4 yr 3.60%
5.25%#45 of 590

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on Regional Australia Bank term deposits

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