Regional Australia Bank term deposits

Regional Australia Bank has one term deposit that BankMate tracks, with 15 terms from 1 month to 5 years, interest paid at maturity.

Term deposit · 15 terms

Term Savings

5.25%p.a. · 1 year

interest at maturity; from $1,000

96th of 401 12-month deposits

Rates by term and how interest is paid

  • At maturity3.50%
Terms
1 month to 5 years
Minimum deposit
$1,000
Maximum deposit
$500,000
Compare all 294 term deposits

1 month
1.10% · #52 of 62 1-month deposits
2 months
1.35% · #53 of 68 2-month deposits
3 months
3.50% · #104 of 164 3-month deposits
4 months
4.65% · #26 of 88 4-month deposits
5 months
4.70% · #20 of 79 5-month deposits
6 months
4.90% · #91 of 180 6-month deposits
7 months
5.00% · #19 of 92 7-month deposits
8 months
5.00% · #5 of 81 8-month deposits
9 months
5.10% · #39 of 149 9-month deposits
1 year
5.25% · #96 of 401 12-month deposits
18 months
5.00% · #7 of 86 18-month deposits
2 years
4.70% · #128 of 255 24-month deposits
3 years
4.20% · #120 of 221 36-month deposits
4 years
3.60% · #93 of 125 48-month deposits
5 years
3.65% · #83 of 124 60-month deposits

Minimum deposit
$1,000
Maximum deposit
$500,000

Paid
At maturity
Compounding
daily

Before maturity
Deposits held for less than 30 days: nil (0%) interest … held for 30 days or longer, but less than 25% of the original Deposit Term: 10% of accrued interest … 25%, but less than 50%: 25% of accrued interest … 50%, but less than 75%: 50% of accrued interest … 75%, but less than 100%: 75% of accrued interest
Read from
Regional Australia Bank's own site, 28 October 2026

September 20261 change

  1. 4Fri
    • 2 terms cut 0.05 to 0.10
      6-month, paid at maturity5.004.90−0.10
      12-month, paid at maturity5.305.25−0.05
      −0.10 to −0.05

June 20261 change

  1. 27Sat
    • 2 terms moved in both directions
      6-month, paid at maturity5.305.00−0.30
      12-month, paid at maturity5.005.30+0.30
      −0.30 to +0.30

April 20261 change

  1. 30Thu
    • 7 terms up 0.20 to 0.7543 days after the RBA rise to 4.10%
      4-month, paid at maturity4.254.65+0.40
      5-month, paid at maturity4.304.70+0.40
      6-month, paid at maturity4.555.30+0.75
      9-month, paid at maturity4.605.10+0.50
      18-month, paid at maturity4.805.00+0.20
      24-month, paid at maturity4.504.70+0.20
      36-month, paid at maturity4.004.20+0.20
      +0.20 to +0.75

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Notes on Regional Australia Bank term deposits

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As of 2 November 2026, Regional Australia Bank has one term deposit product tracked by BankMate, over 15 terms from 1 month to 5 years. Its highest rate is 5.25% p.a. on the Term Savings for 1 year, 96th of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 4 September 2026. From the provider's Consumer Data Right feed, refreshed nightly.