Provider
LiveRegional Australia Bank
As of 18 September 2026, Regional Australia Bank has 11 products across four of the 8 pillars BankMate tracks: 2 savings accounts, 4 home loans, 1 term deposit and 4 personal loans. Its highest-placed product is Term Savings at 5.25% p.a. for 1 year, 45th of 590 12-month deposits. Its rates last moved on 4 September 2026.
- Pillars
- 4 of 8
- No credit cards, superannuation, share trading…
- Products tracked
- 11
- 2 savings accounts · 4 home loans · 1 term deposit
- Highest placed
- #45
- Term Savings · of 590 12-month deposits
- Last change
- 4 Sept 2026
- 6 changes on record
What changed
6 changes across 2 pillars since 1 Mar 2026- mixed
- mixed
- Savings accounts2 accounts up 0.2527 days after the RBA rise to 4.35%+0.25
- Savings Booster Account 4.75 → 5.00
- Internet Maximiser Account 3.00 → 3.25
- Term depositsTerm Savings · 7 terms up 0.20 to 0.7543 days after the RBA rise to 4.10%mixed
- Savings accountsSavings Booster Account 4.50 → 4.75Bonus rate 4.50% → 4.75% · 15 days after the RBA rise to 4.10%+0.25
- Savings accountsSavings Booster Account 4.25 → 4.50Bonus rate 4.25% → 4.50% · 26 days after the RBA rise to 3.85%+0.25
Savings accounts · 2
Total rate, conditions met · ranked among 94 accounts$100 deposit a month · bonus up to $250k
5.00%#50 of 940.00% base + 5.00% bonus
- Monthly deposits
- $100/month
- Balance range
- $0 - $250,000
Bonus up to $250k
3.25%#91 of 94
Full savings accounts record for Regional Australia Bank →
Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for Regional Australia Bank · Compare all savings accounts
Home loans · 4
Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rateVariable · 2
Variable · P&I · Owner-occupier · 70–80% LVR · redraw · no ongoing fee · 18 variants
6.07%#10 of 107comparison · 6.04% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · 70–80% LVR · offset account · redraw · no ongoing fee · 18 variants
6.28%#34 of 107comparison · 6.25% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Fixed · 2
3yr Fixed · P&I · Owner-occupier · ≤60% LVR · no ongoing fee · 50 variants
1y 6.08%2y 6.10%3y 6.08%4y 6.25%5y 6.35%5.95%#1 of 50comparison · 5.99% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
3yr Fixed · P&I · Investor · ≤60% LVR · no ongoing fee · 40 variants
6.14%#1 of 45comparison · 6.19% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
Full home loans record for Regional Australia Bank →
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report
Term deposits · 1
Best rate per product, by term · ranked within each terminterest annually or at maturity · from $1,000 · 10 terms
3 mo 4.65%6 mo 4.90%9 mo 5.10%1 yr 5.25%2 yr 4.70%3 yr 4.20%5 yr 3.65%18 mo 5.00%4 yr 3.60%5.25%#45 of 5901 year
- 3 months
- 4.65% · #134 of 369
- 6 months
- 4.90% · #137 of 547
- 9 months
- 5.10% · #49 of 500
- 1 year
- 5.25% · #45 of 590
- 2 years
- 4.70% · #162 of 394
- 3 years
- 4.20% · #155 of 345
- 5 years
- 3.65% · #76 of 152
- 18 months
- 5.00% · #5 of 122
- 4 years
- 3.60% · #111 of 157
- Minimum deposit
- $1,000
- Maximum deposit
- $500,000
- Interest paid
- Annually or At maturity
- Early withdrawal
- Not allowed
Full term deposits record for Regional Australia Bank →
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Personal loans · 4
Comparison rate · ranked within unsecured or secured loans- Accelerator Car LoanFee-free
Unsecured · variable · car loan · no fees
7.05%#35 of 212comparison · from 6.74% advertised
- Advertised rate
- from 6.74% p.a.
- Comparison rate
- 7.05% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $10,000
- Extra repayments
- Yes
- Enviro LoanFee-free
Unsecured · variable · any purpose · no fees
8.54%#97 of 212comparison · from 7.20% advertised
- Advertised rate
- from 7.20% p.a.
- Comparison rate
- 8.54% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $500
- Extra repayments
- Yes
- Personal Touch LoanFee-free
Unsecured · variable · any purpose · no fees
11.60%#160 of 212comparison · from 10.24% advertised
- Advertised rate
- from 10.24% p.a.
- Comparison rate
- 11.60% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $8,000
- Extra repayments
- Yes
- Personal LoanFee-free
Unsecured · variable · any purpose · no fees
17.40%#207 of 212comparison · from 15.99% advertised
- Advertised rate
- from 15.99% p.a.
- Comparison rate
- 17.40% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $500
- Extra repayments
- Yes
Full personal loans record for Regional Australia Bank →
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Regional Australia Bank has no credit cards, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
Notes on Regional Australia Bank
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