Provider
LiveSummerland Bank
As of 18 September 2026, Summerland Bank has 4 products across three of the 8 pillars BankMate tracks: 1 savings account, 1 term deposit and 2 personal loans. Its highest-placed product is Fixed Term Deposit at 5.25% p.a. for 1 year, 45th of 590 12-month deposits. Its rates last moved on 4 September 2026.
- Pillars
- 3 of 8
- No credit cards, home loans, superannuation…
- Products tracked
- 4
- 1 savings account · 1 term deposit · 2 personal loans
- Highest placed
- #45
- Fixed Term Deposit · of 590 12-month deposits
- Last change
- 4 Sept 2026
- 7 changes on record
What changed
7 changes across 2 pillars since 31 Mar 2026- Term depositsFixed Term Deposit · 12 terms cut 0.05 to 0.10mixed
- Term depositsFixed Term Deposit · 48 terms moved in both directionsmixed
- 3-month 4.00 → 3.50
- 3-month 3.90 → 3.40
- 3-month 3.90 → 3.40
- 3-month 3.80 → 3.30
- 3-month 3.80 → 3.30
- 3-month 3.70 → 3.20
- 4-month 4.75 → 4.65
- 4-month 4.65 → 4.55
- 4-month 4.65 → 4.55
- 4-month 4.55 → 4.45
- 4-month 4.55 → 4.45
- 4-month 4.45 → 4.35
- 5-month 4.00 → 4.70
- 5-month 3.90 → 4.60
- 5-month 3.90 → 4.60
- 5-month 3.80 → 4.50
- 5-month 3.80 → 4.50
- 5-month 3.70 → 4.40
- 12-month 5.25 → 5.30
- 12-month 5.15 → 5.20
- 12-month 5.15 → 5.20
- 12-month 5.05 → 5.10
- 12-month 5.05 → 5.10
- 12-month 4.95 → 5.00
- 13-month 4.90 → 5.00
- 13-month 4.80 → 4.90
- 13-month 4.80 → 4.90
- 13-month 4.70 → 4.80
- 13-month 4.70 → 4.80
- 13-month 4.60 → 4.70
- 18-month 4.80 → 5.00
- 18-month 4.70 → 4.90
- 18-month 4.70 → 4.90
- 18-month 4.60 → 4.80
- 18-month 4.60 → 4.80
- 18-month 4.50 → 4.70
- 24-month 4.75 → 4.70
- 24-month 4.65 → 4.60
- 24-month 4.65 → 4.60
- 24-month 4.55 → 4.50
- 24-month 4.55 → 4.50
- 24-month 4.45 → 4.40
- 36-month 4.50 → 4.20
- 36-month 4.40 → 4.10
- 36-month 4.40 → 4.10
- 36-month 4.30 → 4.00
- 36-month 4.30 → 4.00
- 36-month 4.20 → 3.90
- Term depositsFixed Term Deposit · 6 terms up 0.1523 days after the RBA rise to 4.35%+0.15
- Savings accountsBonus Saver 4.25 → 4.50Bonus rate 4.25% → 4.50% · 9 days after the RBA rise to 4.35%+0.25
- Term depositsFixed Term Deposit · 42 terms up 0.05 to 0.308 days after the RBA rise to 4.35%mixed
- 6-month 4.70 → 5.00
- 6-month 4.60 → 4.90
- 6-month 4.60 → 4.90
- 6-month 4.50 → 4.80
- 6-month 4.50 → 4.80
- 6-month 4.40 → 4.70
- 7-month 4.90 → 5.00
- 7-month 4.80 → 4.90
- 7-month 4.80 → 4.90
- 7-month 4.70 → 4.80
- 7-month 4.70 → 4.80
- 7-month 4.60 → 4.70
- 8-month 4.90 → 5.00
- 8-month 4.80 → 4.90
- 8-month 4.80 → 4.90
- 8-month 4.70 → 4.80
- 8-month 4.70 → 4.80
- 8-month 4.60 → 4.70
- 9-month 5.00 → 5.10
- 9-month 4.90 → 5.00
- 9-month 4.90 → 5.00
- 9-month 4.80 → 4.90
- 9-month 4.80 → 4.90
- 9-month 4.70 → 4.80
- 10-month 5.00 → 5.10
- 10-month 4.90 → 5.00
- 10-month 4.90 → 5.00
- 10-month 4.80 → 4.90
- 10-month 4.80 → 4.90
- 10-month 4.70 → 4.80
- 11-month 5.00 → 5.10
- 11-month 4.90 → 5.00
- 11-month 4.90 → 5.00
- 11-month 4.80 → 4.90
- 11-month 4.80 → 4.90
- 11-month 4.70 → 4.80
- 12-month 5.20 → 5.25
- 12-month 5.10 → 5.15
- 12-month 5.10 → 5.15
- 12-month 5.00 → 5.05
- 12-month 5.00 → 5.05
- 12-month 4.90 → 4.95
- Term depositsFixed Term Deposit · 30 terms up 0.05 to 0.102 days after the RBA rise to 4.35%mixed
- 7-month 4.85 → 4.90
- 7-month 4.75 → 4.80
- 7-month 4.75 → 4.80
- 7-month 4.65 → 4.70
- 7-month 4.65 → 4.70
- 7-month 4.55 → 4.60
- 9-month 4.90 → 5.00
- 9-month 4.80 → 4.90
- 9-month 4.80 → 4.90
- 9-month 4.70 → 4.80
- 9-month 4.70 → 4.80
- 9-month 4.60 → 4.70
- 10-month 4.90 → 5.00
- 10-month 4.80 → 4.90
- 10-month 4.80 → 4.90
- 10-month 4.70 → 4.80
- 10-month 4.70 → 4.80
- 10-month 4.60 → 4.70
- 11-month 4.90 → 5.00
- 11-month 4.80 → 4.90
- 11-month 4.80 → 4.90
- 11-month 4.70 → 4.80
- 11-month 4.70 → 4.80
- 11-month 4.60 → 4.70
- 12-month 5.10 → 5.20
- 12-month 5.00 → 5.10
- 12-month 5.00 → 5.10
- 12-month 4.90 → 5.00
- 12-month 4.90 → 5.00
- 12-month 4.80 → 4.90
Show 1 earlier change
- Term depositsFixed Term Deposit · 18 terms up 0.05 to 0.1037 days after the RBA rise to 4.10%mixed
- 7-month 4.75 → 4.85
- 7-month 4.65 → 4.75
- 7-month 4.65 → 4.75
- 7-month 4.55 → 4.65
- 7-month 4.55 → 4.65
- 7-month 4.45 → 4.55
- 9-month 4.85 → 4.90
- 9-month 4.75 → 4.80
- 9-month 4.75 → 4.80
- 9-month 4.65 → 4.70
- 9-month 4.65 → 4.70
- 9-month 4.55 → 4.60
- 12-month 5.00 → 5.10
- 12-month 4.90 → 5.00
- 12-month 4.90 → 5.00
- 12-month 4.80 → 4.90
- 12-month 4.80 → 4.90
- 12-month 4.70 → 4.80
Savings accounts · 1
Total rate, conditions met · ranked among 94 accounts$100 deposit a month · no withdrawals
4.50%#75 of 940.00% base + 4.50% bonus
- Monthly deposits
- $100/month
- Withdrawals
- Not allowed
Full savings accounts record for Summerland Bank →
Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for Summerland Bank · Compare all savings accounts
Term deposits · 1
Best rate per product, by term · ranked within each terminterest annually or monthly or at maturity or quarterly · from $1,000 · 16 terms
3 mo 4.65%6 mo 5.00%9 mo 5.10%1 yr 5.25%2 yr 4.70%3 yr 4.20%5 yr 3.65%18 mo 5.00%4 yr 3.60%5.25%#45 of 5901 year
- 3 months
- 4.65% · #134 of 369
- 6 months
- 5.00% · #76 of 547
- 9 months
- 5.10% · #49 of 500
- 1 year
- 5.25% · #45 of 590
- 2 years
- 4.70% · #162 of 394
- 3 years
- 4.20% · #155 of 345
- 5 years
- 3.65% · #76 of 152
- 18 months
- 5.00% · #5 of 122
- 4 years
- 3.60% · #111 of 157
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
- Interest paid
- Annually or Monthly or At maturity or Quarterly
- Early withdrawal
- Not allowed
Full term deposits record for Summerland Bank →
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Personal loans · 2
Comparison rate · ranked within unsecured or secured loansUnsecured · variable · any purpose · $175 application · $5/mo
7.59%#58 of 212comparison · from 6.99% advertised
- Advertised rate
- from 6.99% p.a.
- Comparison rate
- 7.59% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- $5
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $100,000
- Extra repayments
- Yes
Unsecured · variable · car loan · $175 application · $5/mo
7.89%#65 of 212comparison · from 7.24% advertised
- Advertised rate
- from 7.24% p.a.
- Comparison rate
- 7.89% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- $5
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $100,000
- Extra repayments
- Yes
Full personal loans record for Summerland Bank →
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Summerland Bank has no credit cards, home loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
Notes on Summerland Bank
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