Regional Australia Bank home loans

Regional Australia Bank also offers savings accounts, term deposits and personal loans · Provider overview →

As of 18 September 2026, Regional Australia Bank has four home loan products in 126 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.07% (Regional Australia Bank Home Loan (Non Offset) ), ranking 10th of 107 variable owner-occupier P&I loans and sitting 0.69 points below the market average of 6.76%.

Lowest comparison rate: 6.07%; Regional Australia Bank Home Loan (Non Offset)
Market rank: #10; of 107 variable owner-occupier P&I loans
Products: 4; 126 variants
Last change: —; None recorded yet

Rates over time

Comparison rate of each product's headline variant

RBA cash rate
Market average

What changed

No changes recorded for Regional Australia Bank's home loans since tracking began on 12 September 2026.

Home loans

Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate

Variable · 2

Regional Australia Bank Home Loan (Non Offset)
Variable · P&I · Owner-occupier · 70–80% LVR · redraw · no ongoing fee · 18 variants
6.07%#10 of 107
Regional Australia Bank Home Loan (Offset)
Variable · P&I · Owner-occupier · 70–80% LVR · offset account · redraw · no ongoing fee · 18 variants
6.28%#34 of 107

Fixed · 2

Regional Australia Bank Home Loan (Fixed Owner Occupied)
3yr Fixed · P&I · Owner-occupier · ≤60% LVR · no ongoing fee · 50 variants
1y 6.08%2y 6.10%3y 6.08%4y 6.25%5y 6.35%
5.95%#1 of 50
Regional Australia Bank Home Loan (Fixed Investor)
3yr Fixed · P&I · Investor · ≤60% LVR · no ongoing fee · 40 variants
6.14%#1 of 45

Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report

Notes on Regional Australia Bank home loans

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