Regional Australia Bank home loans
3 home loans with 24 options: variable or fixed from 1 to 5 years, for owner-occupiers or investors, paying principal and interest or interest only, with rates by deposit size. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- Regional Australia Bank Home Loan (Non Offset) Redraw · no ongoing fee6.32%
- Regional Australia Bank Home Loan (Offset)Offset account · redraw · no ongoing fee6.53%
- Regional Australia Bank Home Loan FixedNo ongoing fee–
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
October 20267 changes
- 23Fri
- Regional Australia Bank Home Loan (Non Offset) 18 variants up 0.2523 days after the RBA rise to 4.60%+0.25All Variable
P&I · Owner-occupier · ≤60% LVR 5.92 6.17 +0.25 P&I · Owner-occupier · 60–70% LVR 5.97 6.22 +0.25 P&I · Owner-occupier · 70–80% LVR 6.07 6.32 +0.25 Interest Only · Investor · ≤60% LVR 6.12 6.37 +0.25 P&I · Investor · ≤60% LVR 6.12 6.37 +0.25 Interest Only · Investor · 60–70% LVR 6.17 6.42 +0.25 Interest Only · Owner-occupier · ≤60% LVR 5.94 6.19 +0.25 P&I · Investor · 60–70% LVR 6.17 6.42 +0.25 Interest Only · Owner-occupier · 60–70% LVR 5.99 6.24 +0.25 Interest Only · Investor · 70–80% LVR 6.27 6.52 +0.25 P&I · Investor · 70–80% LVR 6.27 6.52 +0.25 Interest Only · Owner-occupier · 70–80% LVR 6.09 6.34 +0.25 P&I · Owner-occupier · 80–90% LVR 6.55 6.80 +0.25 Interest Only · Owner-occupier · 80–90% LVR 6.57 6.82 +0.25 Interest Only · Investor · 80–90% LVR 6.86 7.11 +0.25 P&I · Investor · 80–90% LVR 6.86 7.11 +0.25 P&I · Owner-occupier · 90–95% LVR 6.97 7.22 +0.25 Interest Only · Owner-occupier · 90–95% LVR 6.99 7.24 +0.25 - Regional Australia Bank Home Loan (Fixed Investor) 40 variants up 0.13 to 0.2323 days after the RBA rise to 4.60%+0.13 to +0.23All Investor
- Regional Australia Bank Home Loan (Offset)18 variants up 0.2523 days after the RBA rise to 4.60%+0.25All Variable
P&I · Owner-occupier · ≤60% LVR 6.13 6.38 +0.25 P&I · Owner-occupier · 60–70% LVR 6.18 6.43 +0.25 P&I · Owner-occupier · 70–80% LVR 6.28 6.53 +0.25 P&I · Investor · ≤60% LVR 6.33 6.58 +0.25 Interest Only · Investor · ≤60% LVR 6.33 6.58 +0.25 P&I · Investor · 60–70% LVR 6.38 6.63 +0.25 Interest Only · Owner-occupier · ≤60% LVR 6.15 6.40 +0.25 Interest Only · Investor · 60–70% LVR 6.38 6.63 +0.25 Interest Only · Owner-occupier · 60–70% LVR 6.20 6.45 +0.25 P&I · Investor · 70–80% LVR 6.48 6.73 +0.25 Interest Only · Investor · 70–80% LVR 6.48 6.73 +0.25 Interest Only · Owner-occupier · 70–80% LVR 6.30 6.55 +0.25 P&I · Owner-occupier · 80–90% LVR 6.76 7.01 +0.25 Interest Only · Owner-occupier · 80–90% LVR 6.78 7.03 +0.25 P&I · Investor · 80–90% LVR 7.07 7.32 +0.25 Interest Only · Investor · 80–90% LVR 7.07 7.32 +0.25 P&I · Owner-occupier · 90–95% LVR 7.18 7.43 +0.25 Interest Only · Owner-occupier · 90–95% LVR 7.20 7.45 +0.25 - Regional Australia Bank Home Loan (Fixed Owner Occupied)49 variants up 0.14 to 0.6823 days after the RBA rise to 4.60%+0.14 to +0.68All Owner-occupier
- 3Sat
- Regional Australia Bank Home Loan (Fixed Investor) 4-year fixed investor interest-only 6.34 → 6.453 days after the RBA rise to 4.60%+0.11
- 2Fri
- Regional Australia Bank Home Loan (Fixed Owner Occupied)50 variants moved in both directions−0.04 to +0.21All Owner-occupier
- Regional Australia Bank Home Loan (Fixed Investor) 37 variants up 0.01 to 0.182 days after the RBA rise to 4.60%+0.01 to +0.18All Investor
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
Notes on Regional Australia Bank home loans
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As of 1 November 2026, Regional Australia Bank has three home loan products in 126 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.32% (Regional Australia Bank Home Loan (Non Offset) ), ranking 17th of 93 variable owner-occupier P&I loans and sitting 0.26 points below the market average of 6.58%. Its rates last moved on 23 October 2026, 23 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.