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Regional Australia Bank · Home loan · Variable
LiveRegional Australia Bank Home Loan (Non Offset)
As of 18 September 2026, the Regional Australia Bank Regional Australia Bank Home Loan (Non Offset) 's variable owner-occupier P&I variant has a comparison rate of 6.07% (6.04% advertised), ranking 10th of 107 variable owner-occupier P&I loans and sitting 0.69 points below the market average of 6.76%. The product comes in 18 variants; the others are investor, interest-only and other LVR bands.
6.07%comparison rate p.a.
6.04% advertised · Variable · P&I · Owner-occupier · 70–80% LVR
17 other variants: investor, interest-only and other LVR bands below.
Rate over time
Comparison rate · Variable · P&I · Owner-occupier · 70–80% LVR- Regional Australia Bank Home Loan (Non Offset) · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier · ≤60% LVR
- 5.92% comparison · 5.89% advertised
- Variable · P&I · Owner-occupier · 60–70% LVR
- 5.97% comparison · 5.94% advertised
- Variable · P&I · Owner-occupier · 70–80% LVR
- 6.07% comparison · 6.04% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 6.55% comparison · 6.52% advertised
- Variable · P&I · Owner-occupier · 90–95% LVR
- 6.97% comparison · 6.94% advertised
- Variable · Interest Only · Owner-occupier · ≤60% LVR
- 5.94% comparison · 6.14% advertised
- Variable · Interest Only · Owner-occupier · 60–70% LVR
- 5.99% comparison · 6.19% advertised
- Variable · Interest Only · Owner-occupier · 70–80% LVR
- 6.09% comparison · 6.29% advertised
- Variable · Interest Only · Owner-occupier · 80–90% LVR
- 6.57% comparison · 6.77% advertised
- Variable · Interest Only · Owner-occupier · 90–95% LVR
- 6.99% comparison · 7.19% advertised
- Variable · P&I · Investor · ≤60% LVR
- 6.12% comparison · 6.09% advertised
- Variable · P&I · Investor · 60–70% LVR
- 6.17% comparison · 6.14% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.27% comparison · 6.24% advertised
- Variable · P&I · Investor · 80–90% LVR
- 6.86% comparison · 6.83% advertised
- Variable · Interest Only · Investor · ≤60% LVR
- 6.12% comparison · 6.09% advertised
- Variable · Interest Only · Investor · 60–70% LVR
- 6.17% comparison · 6.14% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 6.27% comparison · 6.24% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 6.86% comparison · 6.83% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Redraw fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $500
About this product
Reduce interest charges on your variable rate home loan by having a redraw facility.