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Home loan · 1yr Fixed

Regional Australia Bank Home Loan Fixed

Rate
Loan for
Repayments
Deposit

6.83%comparison rate p.a. · 7.08% advertised

1yr Fixed · P&I · Owner-occupier · 80–90% LVR

35th of 50 1-year fixed owner-occupier P&I loans

Go to Regional Australia Bank

The same choices at every rate type

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
No
Redraw
No
Extra repayments
Yes
Application fee
None
Ongoing fee
None
Discharge fee
$395
Compare all 321 home loans
Compare Regional Australia Bank Fixed Rate Home Loan side by side

1yr Fixed · P&I · Owner-occupier · ≤60% LVR
6.19% comparison · 6.35% advertised
1yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.24% comparison · 6.39% advertised
1yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.33% comparison · 6.39% advertised
1yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.83% comparison · 7.08% advertised
1yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.26% comparison · 7.62% advertised
1yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.21% comparison · 6.60% advertised
1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.26% comparison · 6.64% advertised
1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.35% comparison · 6.64% advertised
1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
6.86% comparison · 7.33% advertised
1yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.29% comparison · 7.87% advertised
1yr Fixed · P&I · Investor · ≤60% LVR
6.38% comparison · 6.49% advertised
1yr Fixed · P&I · Investor · 60–70% LVR
6.43% comparison · 6.54% advertised
1yr Fixed · P&I · Investor · 70–80% LVR
6.52% comparison · 6.54% advertised
1yr Fixed · P&I · Investor · 80–90% LVR
7.11% comparison · 7.09% advertised
1yr Fixed · Interest Only · Investor · ≤60% LVR
6.38% comparison · 6.49% advertised
1yr Fixed · Interest Only · Investor · 60–70% LVR
6.43% comparison · 6.54% advertised
1yr Fixed · Interest Only · Investor · 70–80% LVR
6.52% comparison · 6.54% advertised
1yr Fixed · Interest Only · Investor · 80–90% LVR
7.11% comparison · 7.09% advertised
2yr Fixed · P&I · Owner-occupier · ≤60% LVR
6.21% comparison · 6.38% advertised
2yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.26% comparison · 6.42% advertised
2yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.34% comparison · 6.42% advertised
2yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.87% comparison · 7.10% advertised
2yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.31% comparison · 7.65% advertised
2yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.26% comparison · 6.63% advertised
2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.31% comparison · 6.67% advertised
2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.39% comparison · 6.67% advertised
2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
6.91% comparison · 7.35% advertised
2yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.36% comparison · 7.90% advertised
2yr Fixed · P&I · Investor · ≤60% LVR
6.40% comparison · 6.51% advertised
2yr Fixed · P&I · Investor · 60–70% LVR
6.45% comparison · 6.57% advertised
2yr Fixed · P&I · Investor · 70–80% LVR
6.53% comparison · 6.57% advertised
2yr Fixed · P&I · Investor · 80–90% LVR
7.12% comparison · 7.12% advertised
2yr Fixed · Interest Only · Investor · ≤60% LVR
6.40% comparison · 6.51% advertised
2yr Fixed · Interest Only · Investor · 60–70% LVR
6.45% comparison · 6.57% advertised
2yr Fixed · Interest Only · Investor · 70–80% LVR
6.53% comparison · 6.57% advertised
2yr Fixed · Interest Only · Investor · 80–90% LVR
7.12% comparison · 7.12% advertised
3yr Fixed · P&I · Owner-occupier · ≤60% LVR
6.23% comparison · 6.37% advertised
3yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.28% comparison · 6.41% advertised
3yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.35% comparison · 6.41% advertised
3yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.89% comparison · 7.10% advertised
3yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.35% comparison · 7.65% advertised
3yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.30% comparison · 6.62% advertised
3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.35% comparison · 6.66% advertised
3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.42% comparison · 6.66% advertised
3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
6.96% comparison · 7.35% advertised
3yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.42% comparison · 7.90% advertised
3yr Fixed · P&I · Investor · ≤60% LVR
6.42% comparison · 6.51% advertised
3yr Fixed · P&I · Investor · 60–70% LVR
6.47% comparison · 6.57% advertised
3yr Fixed · P&I · Investor · 70–80% LVR
6.54% comparison · 6.57% advertised
3yr Fixed · P&I · Investor · 80–90% LVR
7.12% comparison · 7.12% advertised
3yr Fixed · Interest Only · Investor · ≤60% LVR
6.42% comparison · 6.51% advertised
3yr Fixed · Interest Only · Investor · 60–70% LVR
6.47% comparison · 6.57% advertised
3yr Fixed · Interest Only · Investor · 70–80% LVR
6.54% comparison · 6.57% advertised
3yr Fixed · Interest Only · Investor · 80–90% LVR
7.12% comparison · 7.12% advertised
4yr Fixed · P&I · Owner-occupier · ≤60% LVR
6.34% comparison · 6.62% advertised
4yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.23% comparison · 6.66% advertised
4yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.45% comparison · 6.66% advertised
4yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.92% comparison · 7.11% advertised
4yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.39% comparison · 7.64% advertised
4yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.43% comparison · 6.87% advertised
4yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.47% comparison · 6.91% advertised
4yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.54% comparison · 6.91% advertised
4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
7.01% comparison · 7.36% advertised
4yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.48% comparison · 7.89% advertised
4yr Fixed · P&I · Investor · ≤60% LVR
6.54% comparison · 6.79% advertised
4yr Fixed · P&I · Investor · 60–70% LVR
6.62% comparison · 6.94% advertised
4yr Fixed · P&I · Investor · 70–80% LVR
6.68% comparison · 6.94% advertised
4yr Fixed · P&I · Investor · 80–90% LVR
7.24% comparison · 7.44% advertised
4yr Fixed · Interest Only · Investor · ≤60% LVR
6.53% comparison · 6.79% advertised
4yr Fixed · Interest Only · Investor · 60–70% LVR
6.61% comparison · 6.94% advertised
4yr Fixed · Interest Only · Investor · 70–80% LVR
6.68% comparison · 6.94% advertised
4yr Fixed · Interest Only · Investor · 80–90% LVR
7.24% comparison · 7.44% advertised
5yr Fixed · P&I · Owner-occupier · ≤60% LVR
6.44% comparison · 6.77% advertised
5yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.49% comparison · 6.81% advertised
5yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.55% comparison · 6.81% advertised
5yr Fixed · P&I · Owner-occupier · 80–90% LVR
6.99% comparison · 7.19% advertised
5yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.42% comparison · 7.63% advertised
5yr Fixed · Interest Only · Owner-occupier · ≤60% LVR
6.54% comparison · 7.02% advertised
5yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.59% comparison · 7.06% advertised
5yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.65% comparison · 7.06% advertised
5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR
7.09% comparison · 7.44% advertised
5yr Fixed · Interest Only · Owner-occupier · 90–95% LVR
7.52% comparison · 7.88% advertised
5yr Fixed · P&I · Investor · ≤60% LVR
6.63% comparison · 6.94% advertised
5yr Fixed · P&I · Investor · 60–70% LVR
6.73% comparison · 7.09% advertised
5yr Fixed · P&I · Investor · 70–80% LVR
6.78% comparison · 7.09% advertised
5yr Fixed · P&I · Investor · 80–90% LVR
7.30% comparison · 7.51% advertised
5yr Fixed · Interest Only · Investor · ≤60% LVR
6.62% comparison · 6.94% advertised
5yr Fixed · Interest Only · Investor · 60–70% LVR
6.72% comparison · 7.09% advertised
5yr Fixed · Interest Only · Investor · 70–80% LVR
6.77% comparison · 7.09% advertised
5yr Fixed · Interest Only · Investor · 80–90% LVR
7.30% comparison · 7.51% advertised

Application fee
None
Ongoing fee
None
Discharge fee
$395

Offset account
No
Redraw
No
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$500

  • Regional Australia Bank Home Loan Fixed · 1yr Fixed · P&I · Owner-occupier
  • RBA cash rate
4.505.005.506.00SepOctToday6.19% p.a. today

October 20265 changes

  1. 23Fri
    • 40 variants up 0.13 to 0.2323 days after the RBA rise to 4.60%
      All Investor
      1yr Fixed · P&I · ≤60% LVR6.166.38+0.22
      1yr Fixed · P&I · 60–70% LVR6.216.43+0.22
      1yr Fixed · P&I · 70–80% LVR6.306.52+0.22
      1yr Fixed · P&I · 80–90% LVR6.897.11+0.22
      1yr Fixed · Interest Only · ≤60% LVR6.166.38+0.22
      1yr Fixed · Interest Only · 60–70% LVR6.216.43+0.22
      1yr Fixed · Interest Only · 70–80% LVR6.306.52+0.22
      1yr Fixed · Interest Only · 80–90% LVR6.897.11+0.22
      2yr Fixed · P&I · ≤60% LVR6.206.40+0.20
      2yr Fixed · P&I · 60–70% LVR6.256.45+0.20
      2yr Fixed · P&I · 70–80% LVR6.306.53+0.23
      2yr Fixed · P&I · 80–90% LVR6.947.12+0.18
      2yr Fixed · Interest Only · ≤60% LVR6.206.40+0.20
      2yr Fixed · Interest Only · 60–70% LVR6.256.45+0.20
      2yr Fixed · Interest Only · 70–80% LVR6.306.53+0.23
      2yr Fixed · Interest Only · 80–90% LVR6.947.12+0.18
      3yr Fixed · P&I · ≤60% LVR6.246.42+0.18
      3yr Fixed · P&I · 60–70% LVR6.296.47+0.18
      3yr Fixed · P&I · 70–80% LVR6.366.54+0.18
      3yr Fixed · P&I · 80–90% LVR6.927.12+0.20
      3yr Fixed · Interest Only · ≤60% LVR6.246.42+0.18
      3yr Fixed · Interest Only · 60–70% LVR6.296.47+0.18
      3yr Fixed · Interest Only · 70–80% LVR6.366.54+0.18
      3yr Fixed · Interest Only · 80–90% LVR6.927.12+0.20
      4yr Fixed · P&I · ≤60% LVR6.386.54+0.16
      4yr Fixed · P&I · 60–70% LVR6.456.62+0.17
      4yr Fixed · P&I · 70–80% LVR6.536.68+0.15
      4yr Fixed · P&I · 80–90% LVR7.097.24+0.15
      4yr Fixed · Interest Only · ≤60% LVR6.376.53+0.16
      4yr Fixed · Interest Only · 60–70% LVR6.456.61+0.16
      4yr Fixed · Interest Only · 70–80% LVR6.526.68+0.16
      4yr Fixed · Interest Only · 80–90% LVR7.097.24+0.15
      5yr Fixed · P&I · ≤60% LVR6.496.63+0.14
      5yr Fixed · P&I · 60–70% LVR6.596.73+0.14
      5yr Fixed · P&I · 70–80% LVR6.646.78+0.14
      5yr Fixed · P&I · 80–90% LVR7.177.30+0.13
      5yr Fixed · Interest Only · ≤60% LVR6.486.62+0.14
      5yr Fixed · Interest Only · 60–70% LVR6.576.72+0.15
      5yr Fixed · Interest Only · 70–80% LVR6.636.77+0.14
      5yr Fixed · Interest Only · 80–90% LVR7.167.30+0.14
      +0.13 to +0.23
    • 49 variants up 0.14 to 0.6823 days after the RBA rise to 4.60%
      All Owner-occupier
      1yr Fixed · P&I · ≤60% LVR5.966.19+0.23
      1yr Fixed · P&I · 60–70% LVR6.026.24+0.22
      1yr Fixed · P&I · 70–80% LVR6.106.33+0.23
      1yr Fixed · P&I · 80–90% LVR6.616.83+0.22
      1yr Fixed · P&I · 90–95% LVR7.047.26+0.22
      1yr Fixed · Interest Only · ≤60% LVR5.996.21+0.22
      1yr Fixed · Interest Only · 60–70% LVR6.046.26+0.22
      1yr Fixed · Interest Only · 70–80% LVR6.136.35+0.22
      1yr Fixed · Interest Only · 80–90% LVR6.206.86+0.66
      1yr Fixed · Interest Only · 90–95% LVR7.077.29+0.22
      2yr Fixed · P&I · ≤60% LVR6.016.21+0.20
      2yr Fixed · P&I · 60–70% LVR6.066.26+0.20
      2yr Fixed · P&I · 70–80% LVR6.146.34+0.20
      2yr Fixed · P&I · 80–90% LVR6.676.87+0.20
      2yr Fixed · P&I · 90–95% LVR7.117.31+0.20
      2yr Fixed · Interest Only · ≤60% LVR6.066.26+0.20
      2yr Fixed · Interest Only · 60–70% LVR6.116.31+0.20
      2yr Fixed · Interest Only · 70–80% LVR6.196.39+0.20
      2yr Fixed · Interest Only · 80–90% LVR6.236.91+0.68
      2yr Fixed · Interest Only · 90–95% LVR7.167.36+0.20
      3yr Fixed · P&I · ≤60% LVR6.056.23+0.18
      3yr Fixed · P&I · 60–70% LVR6.106.28+0.18
      3yr Fixed · P&I · 70–80% LVR6.176.35+0.18
      3yr Fixed · P&I · 80–90% LVR6.726.89+0.17
      3yr Fixed · P&I · 90–95% LVR7.187.35+0.17
      3yr Fixed · Interest Only · ≤60% LVR6.126.30+0.18
      3yr Fixed · Interest Only · 60–70% LVR6.176.35+0.18
      3yr Fixed · Interest Only · 70–80% LVR6.246.42+0.18
      3yr Fixed · Interest Only · 80–90% LVR6.446.96+0.52
      3yr Fixed · Interest Only · 90–95% LVR7.257.42+0.17
      4yr Fixed · P&I · ≤60% LVR6.186.34+0.16
      4yr Fixed · P&I · 70–80% LVR6.306.45+0.15
      4yr Fixed · P&I · 80–90% LVR6.776.92+0.15
      4yr Fixed · P&I · 90–95% LVR7.237.39+0.16
      4yr Fixed · Interest Only · ≤60% LVR6.276.43+0.16
      4yr Fixed · Interest Only · 60–70% LVR6.316.47+0.16
      4yr Fixed · Interest Only · 70–80% LVR6.386.54+0.16
      4yr Fixed · Interest Only · 80–90% LVR6.547.01+0.47
      4yr Fixed · Interest Only · 90–95% LVR7.327.48+0.16
      5yr Fixed · P&I · ≤60% LVR6.306.44+0.14
      5yr Fixed · P&I · 60–70% LVR6.356.49+0.14
      5yr Fixed · P&I · 70–80% LVR6.416.55+0.14
      5yr Fixed · P&I · 80–90% LVR6.856.99+0.14
      5yr Fixed · P&I · 90–95% LVR7.287.42+0.14
      5yr Fixed · Interest Only · ≤60% LVR6.406.54+0.14
      5yr Fixed · Interest Only · 60–70% LVR6.456.59+0.14
      5yr Fixed · Interest Only · 70–80% LVR6.506.65+0.15
      5yr Fixed · Interest Only · 80–90% LVR6.677.09+0.42
      5yr Fixed · Interest Only · 90–95% LVR7.387.52+0.14
      +0.14 to +0.68
  2. 3Sat
    • 4-year fixed investor interest-only 6.34 → 6.453 days after the RBA rise to 4.60%
      +0.11
  3. 2Fri
    • 50 variants moved in both directions
      All Owner-occupier
      1yr Fixed · P&I · ≤60% LVR5.955.96+0.01
      1yr Fixed · P&I · 60–70% LVR5.996.02+0.03
      1yr Fixed · P&I · 70–80% LVR6.086.10+0.02
      1yr Fixed · P&I · 80–90% LVR6.556.61+0.06
      1yr Fixed · P&I · 90–95% LVR6.977.04+0.07
      1yr Fixed · Interest Only · ≤60% LVR5.975.99+0.02
      1yr Fixed · Interest Only · 60–70% LVR6.026.04+0.02
      1yr Fixed · Interest Only · 70–80% LVR6.116.13+0.02
      1yr Fixed · Interest Only · 80–90% LVR6.196.20+0.01
      1yr Fixed · Interest Only · 90–95% LVR7.007.07+0.07
      2yr Fixed · P&I · ≤60% LVR5.986.01+0.03
      2yr Fixed · P&I · 60–70% LVR6.026.06+0.04
      2yr Fixed · P&I · 70–80% LVR6.106.14+0.04
      2yr Fixed · P&I · 80–90% LVR6.566.67+0.11
      2yr Fixed · P&I · 90–95% LVR6.977.11+0.14
      2yr Fixed · Interest Only · ≤60% LVR6.036.06+0.03
      2yr Fixed · Interest Only · 60–70% LVR6.076.11+0.04
      2yr Fixed · Interest Only · 70–80% LVR6.156.19+0.04
      2yr Fixed · Interest Only · 80–90% LVR6.276.23−0.04
      2yr Fixed · Interest Only · 90–95% LVR7.027.16+0.14
      3yr Fixed · P&I · ≤60% LVR5.956.05+0.10
      3yr Fixed · P&I · 60–70% LVR6.016.10+0.09
      3yr Fixed · P&I · 70–80% LVR6.086.17+0.09
      3yr Fixed · P&I · 80–90% LVR6.576.72+0.15
      3yr Fixed · P&I · 90–95% LVR6.987.18+0.20
      3yr Fixed · Interest Only · ≤60% LVR6.016.12+0.11
      3yr Fixed · Interest Only · 60–70% LVR6.086.17+0.09
      3yr Fixed · Interest Only · 70–80% LVR6.156.24+0.09
      3yr Fixed · Interest Only · 80–90% LVR6.336.44+0.11
      3yr Fixed · Interest Only · 90–95% LVR7.057.25+0.20
      4yr Fixed · P&I · ≤60% LVR6.106.18+0.08
      4yr Fixed · P&I · 60–70% LVR6.136.23+0.10
      4yr Fixed · P&I · 70–80% LVR6.256.30+0.05
      4yr Fixed · P&I · 80–90% LVR6.626.77+0.15
      4yr Fixed · P&I · 90–95% LVR7.027.23+0.21
      4yr Fixed · Interest Only · ≤60% LVR6.186.27+0.09
      4yr Fixed · Interest Only · 60–70% LVR6.226.31+0.09
      4yr Fixed · Interest Only · 70–80% LVR6.336.38+0.05
      4yr Fixed · Interest Only · 80–90% LVR6.436.54+0.11
      4yr Fixed · Interest Only · 90–95% LVR7.117.32+0.21
      5yr Fixed · P&I · ≤60% LVR6.206.30+0.10
      5yr Fixed · P&I · 60–70% LVR6.226.35+0.13
      5yr Fixed · P&I · 70–80% LVR6.356.41+0.06
      5yr Fixed · P&I · 80–90% LVR6.706.85+0.15
      5yr Fixed · P&I · 90–95% LVR7.097.28+0.19
      5yr Fixed · Interest Only · ≤60% LVR6.296.40+0.11
      5yr Fixed · Interest Only · 60–70% LVR6.326.45+0.13
      5yr Fixed · Interest Only · 70–80% LVR6.446.50+0.06
      5yr Fixed · Interest Only · 80–90% LVR6.556.67+0.12
      5yr Fixed · Interest Only · 90–95% LVR7.207.38+0.18
      −0.04 to +0.21
    • 37 variants up 0.01 to 0.182 days after the RBA rise to 4.60%
      All Investor
      1yr Fixed · P&I · ≤60% LVR6.156.16+0.01
      1yr Fixed · P&I · 60–70% LVR6.196.21+0.02
      1yr Fixed · P&I · 70–80% LVR6.286.30+0.02
      1yr Fixed · P&I · 80–90% LVR6.866.89+0.03
      1yr Fixed · Interest Only · ≤60% LVR6.156.16+0.01
      1yr Fixed · Interest Only · 60–70% LVR6.196.21+0.02
      1yr Fixed · Interest Only · 70–80% LVR6.286.30+0.02
      1yr Fixed · Interest Only · 80–90% LVR6.866.89+0.03
      2yr Fixed · P&I · ≤60% LVR6.186.20+0.02
      2yr Fixed · P&I · 60–70% LVR6.226.25+0.03
      2yr Fixed · P&I · 80–90% LVR6.876.94+0.07
      2yr Fixed · Interest Only · ≤60% LVR6.186.20+0.02
      2yr Fixed · Interest Only · 60–70% LVR6.226.25+0.03
      2yr Fixed · Interest Only · 80–90% LVR6.876.94+0.07
      3yr Fixed · P&I · ≤60% LVR6.146.24+0.10
      3yr Fixed · P&I · 60–70% LVR6.206.29+0.09
      3yr Fixed · P&I · 70–80% LVR6.276.36+0.09
      3yr Fixed · P&I · 80–90% LVR6.876.92+0.05
      3yr Fixed · Interest Only · ≤60% LVR6.156.24+0.09
      3yr Fixed · Interest Only · 60–70% LVR6.206.29+0.09
      3yr Fixed · Interest Only · 70–80% LVR6.276.36+0.09
      3yr Fixed · Interest Only · 80–90% LVR6.876.92+0.05
      4yr Fixed · P&I · ≤60% LVR6.286.38+0.10
      4yr Fixed · P&I · 60–70% LVR6.356.45+0.10
      4yr Fixed · P&I · 70–80% LVR6.476.53+0.06
      4yr Fixed · P&I · 80–90% LVR6.927.09+0.17
      4yr Fixed · Interest Only · ≤60% LVR6.276.37+0.10
      4yr Fixed · Interest Only · 70–80% LVR6.466.52+0.06
      4yr Fixed · Interest Only · 80–90% LVR6.927.09+0.17
      5yr Fixed · P&I · ≤60% LVR6.376.49+0.12
      5yr Fixed · P&I · 60–70% LVR6.446.59+0.15
      5yr Fixed · P&I · 70–80% LVR6.576.64+0.07
      5yr Fixed · P&I · 80–90% LVR6.997.17+0.18
      5yr Fixed · Interest Only · ≤60% LVR6.366.48+0.12
      5yr Fixed · Interest Only · 60–70% LVR6.436.57+0.14
      5yr Fixed · Interest Only · 70–80% LVR6.566.63+0.07
      5yr Fixed · Interest Only · 80–90% LVR6.987.16+0.18
      +0.01 to +0.18

Our fixed-rate home loan is a great option if you'd prefer to lock in your home loan repayments and stay on top of your budgeting.

Also from Regional Australia Bank: Regional Australia Bank Home Loan (Non Offset) 6.32% · Regional Australia Bank Home Loan (Offset) 6.53%

As of 2 November 2026, the Regional Australia Bank Home Loan Fixed's 1-year fixed owner-occupier P&I variant has a comparison rate of 6.19% (6.35% advertised), ranking 2nd of 50 1-year fixed owner-occupier P&I loans. The product comes in 90 variants; the others are investor, interest-only, other fixed terms and other LVR bands. Its rate last moved on 23 October 2026, 23 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.