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BCU · Savings account

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Boss Saver

Pays 5.25% p.a. total (0.20% base plus 5.05% bonus) as of 18 September 2026. Ranks 17th of 93 savings accounts tracked by BankMate, 0.39 points above the average of 4.86%. The rate last rose on 2 June 2026, 27 days after the RBA raised the cash rate to 4.35%.

5.25%p.a.

0.20% base + 5.05% bonus · unlimited withdrawals · variable

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Rate over time

Total rate, conditions met
  • Boss Saver
  • RBA cash rate
  • Market average
4.004.505.005.50MarMayJulToday5.25% p.a. today

Position among 93 accounts

By month, end of month
  1. Feb 2026: ranked 10 of 46
  2. Mar 2026: ranked 31 of 74
  3. Apr 2026: ranked 11 of 88
  4. May 2026: ranked 23 of 91
  5. June 2026: ranked 13 of 91
  6. July 2026: ranked 15 of 92
  7. Aug 2026: ranked 15 of 92
  8. Sept 2026: ranked 17 of 93
Feb 2026This month

In the top 25% for 6 of the last 8 months. Never below the top 50%.

Changes

2 on record since 18 Feb 2026
  1. 5.10 → 5.25Bonus rate · 27 days after the RBA rise to 4.35%
    +0.15
  2. 4.75 → 5.10Bonus rate · 15 days after the RBA rise to 4.10%
    +0.35

Conditions for the bonus rate

Checked each month
Debit card use
5+/month
Monthly deposits
$500/month
Age
18+ years

On your balance

Saved with your preferences
Interest this year
Each month
Against the average account (4.86%)
Rate by balance
$0+
5.25%

Notes from savers

to leave a note.