Savings account · 18+ years
BCU Power Saver
5.35%p.a. total
0.50% base + 4.85% bonus when the conditions are met
29th of 151 savings accounts · market average 4.37%
The RBA raised the cash rate to 4.60% on 30 September. Power Saver moved on 1 November, 32 days later.
What the bonus asks
2 things each month- Each month
- A deposit of at least $100
- No withdrawals
- A month without them
Pays the 0.50% base rate on the whole balance.
- Who can open it
Anyone 18 or over
- Balance
The bonus is paid on balances up to $250,000.
Rate history
Last change 1 Nov- Power Saver
- RBA cash rate
- Market average
November 20261 change
- 1Sun
- 5.10 → 5.35Bonus rate 4.60% → 4.85% · 32 days after the RBA rise to 4.60%+0.25
June 20261 change
- 2Tue
- 4.85 → 5.10Bonus rate 4.35% → 4.60% · 27 days after the RBA rise to 4.35%+0.25
April 20261 change
- 2Thu
- 4.60 → 4.85Bonus rate 4.10% → 4.35% · 15 days after the RBA rise to 4.10%+0.25
- #37MarMar 2026: ranked 37 of 64
- #24AprApr 2026: ranked 24 of 76
- #45MayMay 2026: ranked 45 of 79
- #25JunJune 2026: ranked 25 of 79
- #26JulJuly 2026: ranked 26 of 80
- #26AugAug 2026: ranked 26 of 80
- #34SepSep 2026: ranked 34 of 120
- #28OctOct 2026: ranked 28 of 150
- #29NowNov 2026: ranked 29 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
In the top 50% for 7 of the last 9 months. Its lowest was #37 of 64 in Mar 2026.
- A year meeting the conditions
- $2,675
- A year without meeting the conditions
- $250
- Against the average (4.37%)
- +$491
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Notes from savers
to leave a note.
Other BCU accounts: Boss Saver 5.50% · Scoot Super Saver 3.25% · Bonus Saver 0.05%
Pays 5.35% p.a. total (0.50% base plus 4.85% bonus) as of 2 November 2026. Ranks 29th of 151 savings accounts tracked by BankMate, 0.98 points above the average of 4.37%. The rate last rose on 1 November 2026, 32 days after the RBA raised the cash rate to 4.60%. From BCU's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·