Savings account · 18+ years
BCU Bonus Saver
0.05%p.a. total
No bonus conditions: the rate is paid every month
5.60% for the first 4 months, then 0.05%148th of 152 savings accounts · market average 4.47%
The RBA raised the cash rate to 4.85% on 4 November. Bonus Saver hasn't moved yet.
What it asks
Nothing each month- Each month
Nothing. The rate is paid every month.
- Who can open it
Anyone 18 or over
- Balance
No balance cap.
Rate history
No change since tracking began on 25 Sep- Bonus Saver
- RBA cash rate
- Market average
No changes recorded for this account since tracking began on 25 September 2026.
- #120SepSep 2026: ranked 120 of 121
- #147OctOct 2026: ranked 147 of 151
- #148NowNov 2026: ranked 148 of 152
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Mostly outside the top half of accounts over the last 3 months: from #147 of 151 in Oct 2026 to #120 of 121 in Sep 2026.
- Interest a year
- $25
- Each month
- $2
- Against the average (4.47%)
- −$2,211
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Give your savings a lift and earn bonus interest for the first four months.
Notes from savers
to leave a note.
Other BCU accounts: Boss Saver 5.50% · Power Saver 5.35% · Scoot Super Saver 3.50%
Pays 0.05% p.a. with no bonus conditions as of 10 November 2026. Ranks 148th of 152 savings accounts tracked by BankMate, 4.42 points below the average of 4.47%. It has not changed since tracking began on 25 September 2026. From BCU's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·