BCU personal loans
2 personal loans. Comparison rate · ranked within unsecured or secured loans.
Unsecured · 1
Unsecured · variable · any purpose · $200 application
9.84%35th of 84comparison · from 9.55% advertised
- Advertised rate
- from 9.55% p.a.
- Comparison rate
- 9.84% p.a.
- Rate type
- Variable
- Application fee
- $200
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $4,000 – $100,000
- Extra repayments
- Yes
Secured · 1
comparison · from 6.74% advertised
- Advertised rate
- from 6.74% p.a.
- Comparison rate
- 7.05% p.a.
- Rate type
- Variable
- Application fee
- $220
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $4,000 – $150,000
- Extra repayments
- Yes
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No changes recorded for BCU's personal loans since tracking began on 12 September 2026.
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare personal loans · Personal loan report
Notes on BCU personal loans
to leave a note.
As of 2 November 2026, BCU has two personal loans tracked by BankMate, one unsecured and one secured. Its lowest comparison rate is 9.84% on the Freedom Loan Unsecured (unsecured · variable · any purpose), ranking 35th of 84 unsecured loans and sitting 0.80 points below the unsecured market average of 10.64%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.