Personal loan · Secured · Variable
New Car Loan
7.05%comparison rate p.a.
from 6.74% advertised · Secured · variable · car loan
20th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $220 application.
- Advertised rate
- from 6.74% p.a.
- Application fee
- $220
- Loan amount
- $4,000 – $150,000
- Minimum age
- 18
- Comparison rate
- 7.05% p.a.
- Monthly fee
- None
- Advertised rate
- from 6.74% p.a.
- Comparison rate
- 7.05% p.a.
- Rate type
- Variable
- Application fee
- $220
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $5
- Loan amount
- $4,000 – $150,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- New Car Loan
- RBA cash rate
No changes recorded for this product since tracking began on 12 September 2026.
Get a step closer to your dream car with a car loan from BCU Bank. Available for new and used cars with redraw, flexible terms and the ability to pay out early with no additional fees.
Also from BCU: Freedom Loan Unsecured 9.84%
As of 2 November 2026, the BCU New Car Loan has a comparison rate of 7.05% (from 6.74% advertised), ranking 20th of 98 secured loans tracked by BankMate. It is a secured variable-rate loan for car loan with fees of $220 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.