As of 18 September 2026, the BCU Freedom Loan Unsecured has a comparison rate of 9.84% (from 9.55% advertised), ranking 122nd of 212 unsecured loans tracked by BankMate and sitting 7.29 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of $200 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
9.84%comparison rate p.a.
from 9.55% advertised · Unsecured · variable · any purpose
Fees: $200 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Freedom Loan Unsecured
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 9.55% p.a.
- Comparison rate
- 9.84% p.a.
- Rate type
- Variable
Fees
- Application fee
- $200
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $5
Loan terms
- Loan amount
- $4,000 – $100,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
About this product
Whether you're funding a new project around the house or need to cover an unexpected expense, an unsecured personal loan could be the right fit for you.