Personal loan · Unsecured · Variable
Freedom Loan Unsecured
9.84%comparison rate p.a.
from 9.55% advertised · Unsecured · variable · any purpose
35th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $200 application.
- Advertised rate
- from 9.55% p.a.
- Application fee
- $200
- Loan amount
- $4,000 – $100,000
- Minimum age
- 18
- Comparison rate
- 9.84% p.a.
- Monthly fee
- None
- Advertised rate
- from 9.55% p.a.
- Comparison rate
- 9.84% p.a.
- Rate type
- Variable
- Application fee
- $200
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $5
- Loan amount
- $4,000 – $100,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Freedom Loan Unsecured
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
Whether you're funding a new project around the house or need to cover an unexpected expense, an unsecured personal loan could be the right fit for you.
Also from BCU: New Car Loan 7.05%
As of 1 November 2026, the BCU Freedom Loan Unsecured has a comparison rate of 9.84% (from 9.55% advertised), ranking 35th of 84 unsecured loans tracked by BankMate and sitting 0.80 points below the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $200 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.