Savings account · Up to 16 years

TMCU Kids Saver Account

3.50%p.a. total

No bonus conditions: the rate is paid every month

113th of 152 savings accounts · market average 4.23%

The RBA raised the cash rate to 4.60% on 30 September. Kids Saver Account hasn't moved yet.

What it asks

Nothing each month
Each month

Nothing. The rate is paid every month.

Who can open it

Anyone under 17

Balance

The top rate is paid on balances up to $10,000.

Compare all 152 accounts

Rate history

No change since tracking began on 7 Oct
  • Kids Saver Account
  • RBA cash rate
  • Market average
3.504.004.50AugSepToday3.50% p.a. today

No rate changes recorded for this account since tracking began on 7 October 2026.

  1. #113NowOct 2026: ranked 113 of 152
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

Ranked #113 of 152 this month. Tracking begins here.

Interest a year
$367
Each month
$31
Against the average (4.23%)
−$1,747

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

On $50,000: 3.50% to $10k, then 2 more tiers.

Up to $10k3.50%
$10k – $20k0.02%
$20k – $50k0.05%
$50k+0.08%

Notes from savers

to leave a note.

Pays 3.50% p.a. with no bonus conditions as of 7 October 2026. Ranks 113th of 152 savings accounts tracked by BankMate, 0.73 points below the average of 4.23%. It has not changed since tracking began on 7 October 2026. From TMCU's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·