TMCU personal loans
5 personal loans. Comparison rate · ranked within unsecured or secured loans.
Unsecured · 3
Unsecured · variable · any purpose · $195 application
11.71%57th of 84comparison · from 11.39% advertised
- Advertised rate
- from 11.39% p.a.
- Comparison rate
- 11.71% p.a.
- Rate type
- Variable
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $30,000
- Extra repayments
- Yes
comparison · from 11.64% advertised
- Advertised rate
- from 11.64% p.a.
- Comparison rate
- 12.21% p.a.
- Rate type
- Fixed
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $30,000
- Extra repayments
- Yes
Unsecured · variable · debt consolidation · $195 application
12.46%65th of 84comparison · from 12.14% advertised
- Advertised rate
- from 12.14% p.a.
- Comparison rate
- 12.46% p.a.
- Rate type
- Variable
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $30,000
- Extra repayments
- Yes
Secured · 2
comparison · from 7.39% advertised
- Advertised rate
- from 7.39% p.a.
- Comparison rate
- 7.70% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $5,000
- Extra repayments
- Yes
Secured · variable · car loan · $245 application
9.70%82nd of 98comparison · from 9.39% advertised
- Advertised rate
- from 9.39% p.a.
- Comparison rate
- 9.70% p.a.
- Rate type
- Variable
- Application fee
- $245
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $5,000
- Extra repayments
- Yes
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No changes recorded for TMCU's personal loans since tracking began on 12 September 2026.
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare personal loans · Personal loan report
Notes on TMCU personal loans
to leave a note.
As of 1 November 2026, TMCU has five personal loans tracked by BankMate, three unsecured and two secured. Its lowest comparison rate is 11.71% on the Unsecured Loan (unsecured · variable · any purpose), ranking 57th of 84 unsecured loans and sitting 1.07 points above the unsecured market average of 10.64%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.