As of 18 September 2026, the TMCU UNSECURED LOAN has a comparison rate of 11.71% (from 11.39% advertised), ranking 165th of 212 unsecured loans tracked by BankMate and sitting 5.42 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
11.71%comparison rate p.a.
from 11.39% advertised · Unsecured · variable · any purpose
No application, monthly or annual fee.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- UNSECURED LOAN
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 11.39% p.a.
- Comparison rate
- 11.71% p.a.
- Rate type
- Variable
Fees
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $25
Loan terms
- Loan amount
- $1,000 – $30,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No