TMCU term deposits
TMCU has one term deposit that BankMate tracks, with 6 options: four terms from 3 months to 2 years, interest paid at maturity or monthly.
Term deposit · 4 terms
Term Deposit
3.60%p.a. · 3 months
interest at maturity or monthly; from $1,000
98th of 164 3-month deposits
Rates by term and how interest is paid
- At maturity3.60%
- Monthly–
- Terms
- 3 months to 2 years
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
- To break it early
- 7 days' notice
- 3 months
- 3.60% · #98 of 164 3-month deposits
- 6 months
- 3.55% · #135 of 180 6-month deposits
- 1 year
- 3.45% · #369 of 401 12-month deposits
- 2 years
- 3.20% · #231 of 255 24-month deposits
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
- Paid
- At maturity or Monthly
- Compounding
- daily
- Notice
- 7 days' notice
- Before maturity
- You cannot withdraw or transfer funds from a term deposit account prior to maturity unless you give us 7 days' notice. … Upon early withdrawal or transfer, we will reduce the interest payable. … 0% to less than 20% [of term elapsed]: 90% … 20–40%: 80% … 40–60%: 60% … 60–80%: 40% … 80–100%: 20% [as a % of the interest rate] … No interest reduction shall apply where the Term Deposit is released early due to death of a depositor.
- Read from
- TMCU's own site, 28 October 2026
October 20261 change
- 12Mon
- 2 terms up 0.2512 days after the RBA rise to 4.60%+0.25
3-month, paid at maturity 3.35 3.60 +0.25 12-month, paid monthly 3.20 3.45 +0.25
Notes on TMCU term deposits
to leave a note.
As of 1 November 2026, TMCU has one term deposit product tracked by BankMate, over four terms from 3 months to 2 years. Its highest rate is 3.60% p.a. on the Term Deposit for 3 months, 98th of 164 3-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 12 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.