Personal loan · Unsecured · Variable
Credit Card Crusher
12.46%comparison rate p.a.
from 12.14% advertised · Unsecured · variable · debt consolidation
65th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $195 application.
- Advertised rate
- from 12.14% p.a.
- Application fee
- $195
- Loan amount
- $1,000 – $30,000
- Residency
- Australian residents only
- Comparison rate
- 12.46% p.a.
- Monthly fee
- None
- Advertised rate
- from 12.14% p.a.
- Comparison rate
- 12.46% p.a.
- Rate type
- Variable
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $25
- Loan amount
- $1,000 – $30,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Residency
- Australian residents only
- Credit Card Crusher
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
Also from TMCU: Fastroad New Car Loan 7.70% · Fastroad Used Car Loan 9.70% · Unsecured Loan 11.71% · Travel Loan 12.21%
As of 2 November 2026, the TMCU Credit Card Crusher has a comparison rate of 12.46% (from 12.14% advertised), ranking 65th of 84 unsecured loans tracked by BankMate and sitting 1.82 points above the unsecured market average of 10.64%. It is an unsecured variable-rate loan for debt consolidation with fees of $195 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.