Savings account
CommFCU Goal Saver
4.80%p.a. from 1 Dec · 4.60% until then
0.05% base + 4.55% bonus when the conditions are met
88th of 151 savings accounts · market average 4.46%
The RBA raised the cash rate to 4.85% on 4 November. Goal Saver rises to 4.80% on 1 December, as announced. Until then it pays 4.60%.
What the bonus asks
2 things each month- Each month
- A deposit of at least $50
- No withdrawals
- A month without them
Pays the 0.05% base rate on the whole balance.
- Who can open it
Anyone
- Balance
The bonus is paid on balances up to $7,000,000.
Rate history
Rise announced for 1 Dec- Goal Saver
- RBA cash rate
- Market average
December 20261 change
- 1Tue
- 4.60 → 4.80Announced by the bank · rises on this day, 4.60% until then+0.20
November 20261 change
- 2Mon
- 4.35 → 4.60Bonus rate 4.30% → 4.55% · 33 days after the RBA rise to 4.60%+0.25
- #84SepSep 2026: ranked 84 of 120
- #101OctOct 2026: ranked 101 of 150
- #91NowNov 2026: ranked 91 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Mostly outside the top half of accounts over the last 3 months: from #91 of 151 in Nov 2026 to #84 of 120 in Sep 2026.
- A year meeting the conditions
- $2,400
- A year without meeting the conditions
- $25
- Against the average (4.46%)
- +$171
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
A savings account that earns you bonus interest when you make at least one deposit of $50 each month, maintain a credit balance and make no withdrawals.
Notes from savers
to leave a note.
Other CommFCU accounts: Wildlife Saver account 3.65% · Online Saver 3.50%
Pays 4.60% p.a. total (0.05% base plus 4.55% bonus) as of 9 November 2026, and 4.80% from 1 Dec as announced by the bank. Ranks 88th of 151 savings accounts tracked by BankMate, 0.34 points above the average of 4.46%. The rate last rose on 2 November 2026, 33 days after the RBA raised the cash rate to 4.60%. From CommFCU's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·