Savings account · Up to 17 years
Beyond Bank BU Account
3.15%p.a. total
No bonus conditions: the rate is paid every month
127th of 152 savings accounts · market average 4.23%
The RBA raised the cash rate to 4.60% on 30 September. BU Account hasn't moved yet.
What it asks
Nothing each month- Each month
Nothing. The rate is paid every month.
- Who can open it
Anyone under 18
- Balance
No balance cap.
Rate history
No change since tracking began on 7 Oct- BU Account
- RBA cash rate
- Market average
No rate changes recorded for this account since tracking began on 7 October 2026.
- #127NowOct 2026: ranked 127 of 152
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Ranked #127 of 152 this month. Tracking begins here.
- Interest a year
- $1,575
- Each month
- $131
- Against the average (4.23%)
- −$539
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
The perfect account to stash your cash. If you're under 18 years old, our BU Savings Account is a transaction account designed to build your stash of cash quicker than ever!
Notes from savers
to leave a note.
Other Beyond Bank accounts: Purple Bonus Saver 4.90%
Pays 3.15% p.a. with no bonus conditions as of 7 October 2026. Ranks 127th of 152 savings accounts tracked by BankMate, 1.08 points below the average of 4.23%. It has not changed since tracking began on 7 October 2026. From Beyond Bank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·