Provider
LiveBeyond Bank
As of 18 September 2026, Beyond Bank has 7 products across three of the 8 pillars BankMate tracks: 1 savings account, 2 term deposits and 4 personal loans. Its highest-placed product is INV - 6 Mth Capitalise at 5.00% p.a. for 6 months, 76th of 547 6-month deposits. Its rates last moved on 4 September 2026.
- Pillars
- 3 of 8
- No credit cards, home loans, superannuation…
- Products tracked
- 7
- 1 savings account · 2 term deposits · 4 personal loans
- Highest placed
- #76
- INV - 6 Mth Capitalise · of 547 6-month deposits
- Last change
- 4 Sept 2026
- 4 changes on record
What changed
4 changes across 2 pillars since 27 Mar 2026- +0.10
- Term depositsINV - 6 Mth Capitalise · 6-month 4.65 → 4.90+0.25
- Savings accountsPurple Bonus Saver 4.40 → 4.65Bonus rate 4.39% → 4.64% · 13 days after the RBA rise to 4.35%+0.25
- Savings accountsPurple Bonus Saver 4.15 → 4.40Bonus rate 4.14% → 4.39% · 13 days after the RBA rise to 4.10%+0.25
Savings accounts · 1
Total rate, conditions met · ranked among 94 accounts$50 deposit a month · no withdrawals · bonus up to $200k
4.65%#69 of 940.01% base + 4.64% bonus
- Monthly deposits
- $50/month
- Withdrawals
- Not allowed
- Balance range
- $0 - $200,000
Full savings accounts record for Beyond Bank →
Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for Beyond Bank · Compare all savings accounts
Term deposits · 2
Best rate per product, by term · ranked within each term- 5.00%#76 of 547
6 months
- 6 months
- 5.00% · #76 of 547
- Minimum deposit
- $2,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 4.30%#168 of 369
3 months
- 3 months
- 4.30% · #168 of 369
- Minimum deposit
- $2,000
- Interest paid
- Quarterly
- Early withdrawal
- Not allowed
Full term deposits record for Beyond Bank →
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Personal loans · 4
Comparison rate · ranked within unsecured or secured loansUnsecured · fixed · car loan · $195 application
7.80%#63 of 212comparison · from 6.79% advertised
- Advertised rate
- from 6.79% p.a.
- Comparison rate
- 7.80% p.a.
- Rate type
- Fixed
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $150,000
- Loan term
- 7 years to 7 years
Unsecured · fixed · car loan · $195 application
8.99%#103 of 212comparison · from 7.99% advertised
- Advertised rate
- from 7.99% p.a.
- Comparison rate
- 8.99% p.a.
- Rate type
- Fixed
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $150,000
- Loan term
- 7 years to 7 years
Unsecured · fixed · car loan · $195 application
13.37%#185 of 212comparison · from 12.49% advertised
- Advertised rate
- from 12.49% p.a.
- Comparison rate
- 13.37% p.a.
- Rate type
- Fixed
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $140,000
- Loan term
- 7 years to 7 years
- Line of CreditFee-free
Unsecured · variable · any purpose · no fees
14.49%#195 of 212advertised · no comparison rate published
- Advertised rate
- from 14.49% p.a.
- Comparison rate
- Not published
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Extra repayments
- Yes
- Early payout
- Yes
Full personal loans record for Beyond Bank →
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Beyond Bank has no credit cards, home loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
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