Savings account · Up to 19 years
Northern Inland Credit Union Super Saver
4.85%p.a. total
No bonus conditions: the rate is paid every month
84th of 151 savings accounts · market average 4.46%
The RBA raised the cash rate to 4.85% on 4 November. Super Saver hasn't moved yet. After the September rise it moved 34 days later.
What it asks
Nothing each month- Each month
Nothing. The rate is paid every month.
- Who can open it
Anyone under 20
- Balance
The top rate is paid on balances up to $25,000.
Rate history
Last change 3 Nov- Super Saver
- RBA cash rate
- Market average
November 20261 change
- 3Tue
- 4.35 → 4.85Total rate 4.35% → 4.85% · 34 days after the RBA rise to 4.60%+0.50
- #84SepSep 2026: ranked 84 of 120
- #101OctOct 2026: ranked 101 of 150
- #83NowNov 2026: ranked 83 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Mostly outside the top half of accounts over the last 3 months: from #83 of 151 in Nov 2026 to #84 of 120 in Sep 2026.
- Interest a year
- $1,215
- Each month
- $101
- Against the average (4.46%)
- −$1,014
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
On $50,000: 4.85% to $25k, then 0.01%.
Savings account for young savers aged up to 19 years. Enjoy a competitive interest rate for all balances up to $25,000. No withdrawal penalties or minimum deposits required. Funds available at call.
Notes from savers
to leave a note.
Other Northern Inland Credit Union Limited accounts: Smart Start 4.00%
Pays 4.85% p.a. with no bonus conditions as of 9 November 2026. Ranks 84th of 151 savings accounts tracked by BankMate, 0.39 points above the average of 4.46%. The rate last rose on 3 November 2026, 34 days after the RBA raised the cash rate to 4.60%. From Northern Inland Credit Union Limited's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·