Savings account · Up to 17 years
Cairns bank Childrens saver account
3.10%p.a. total
No bonus conditions: the rate is paid every month
128th of 152 savings accounts · market average 4.23%
The RBA raised the cash rate to 4.60% on 30 September. Childrens saver account hasn't moved yet.
What it asks
Nothing each month- Each month
Nothing. The rate is paid every month.
- Who can open it
Anyone under 18
- Balance
The top rate is paid on balances up to $2,000.
Rate history
No change since tracking began on 7 Oct- Childrens saver account
- RBA cash rate
- Market average
No rate changes recorded for this account since tracking began on 7 October 2026.
- #128NowOct 2026: ranked 128 of 152
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Ranked #128 of 152 this month. Tracking begins here.
- Interest a year
- $302
- Each month
- $25
- Against the average (4.23%)
- −$1,812
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
On $50,000: 3.10% to $2k, then 0.50%.
Cairns Bank's Kids Saver is a children's savings account to encourage children to develop good savings habits
Notes from savers
to leave a note.
Pays 3.10% p.a. with no bonus conditions as of 7 October 2026. Ranks 128th of 152 savings accounts tracked by BankMate, 1.13 points below the average of 4.23%. It has not changed since tracking began on 7 October 2026. From Cairns bank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·