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Bank profile · Term deposits

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Cairns bank term deposits

Cairns bank also offers personal loans · Provider overview →

As of 18 September 2026, Cairns bank has four term deposit products tracked by BankMate, over five terms from 5 months to 3 years. Its highest rate is 5.00% p.a. on the Term deposits 1mth under $500,000 for 2 years, 65th of 394 24-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 1 September 2026.

Best rate
5.00%
2 years · Term deposits 1mth under $500,000
Market rank
#65
of 394 24-month deposits
Terms
5
4 products
Last change
1 Sept 2026
7 changes on record

Rates over time

Best 12-month rate per product
  • RBA cash rate
  • Market average · 12-month deposits
3.504.004.505.00MayJunJulAugToday5.00Term deposits 1…4.75Term deposits 1…4.75Term deposits 3…3.75Term deposits 2…

What changed

7 changes since 9 Apr 2026
  1. Term deposits 24mths under $500,000 · 5-month 3.65 → 3.75
    +0.10
  2. Term deposits 3mths under $500,000 · 36-month 4.00 → 4.75
    +0.75
  3. Term deposits 12mths over $500,000 mthly interest · 4 terms up 0.45 to 0.75
    mixed
  4. Term deposits 1mth under $500,000 · 24-month 4.55 → 5.00
    +0.45
  5. Term deposits 3mths under $500,000 · 36-month 3.90 → 4.0020 days after the RBA rise to 4.35%
    +0.10
  6. Term deposits 1mth under $500,000 · 24-month 4.35 → 4.5520 days after the RBA rise to 4.35%
    +0.20
Show 1 earlier change
  1. Term deposits 12mths over $500,000 mthly interest · 4 terms up 0.10 to 0.2020 days after the RBA rise to 4.35%
    mixed

Term deposits

Best rate per product, by term · ranked within each term

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on Cairns bank term deposits

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