Provider
LiveCairns bank
As of 18 September 2026, Cairns bank has 7 products across two of the 8 pillars BankMate tracks: 4 term deposits and 3 personal loans. Its highest-placed product is Term deposits 1mth under $500,000 at 5.00% p.a. for 2 years, 65th of 394 24-month deposits. Its rates last moved on 1 September 2026.
- Pillars
- 2 of 8
- No savings accounts, credit cards, home loans…
- Products tracked
- 7
- 4 term deposits · 3 personal loans
- Highest placed
- #65
- Term deposits 1mth under $500,000 · of 394 24-month deposits
- Last change
- 1 Sept 2026
- 7 changes on record
What changed
7 changes across 1 pillar since 9 Apr 2026- Term depositsTerm deposits 24mths under $500,000 · 5-month 3.65 → 3.75+0.10
- Term depositsTerm deposits 3mths under $500,000 · 36-month 4.00 → 4.75+0.75
- Term depositsTerm deposits 12mths over $500,000 mthly interest · 4 terms up 0.45 to 0.75mixed
- Term depositsTerm deposits 1mth under $500,000 · 24-month 4.55 → 5.00+0.45
- Term depositsTerm deposits 3mths under $500,000 · 36-month 3.90 → 4.0020 days after the RBA rise to 4.35%+0.10
- Term depositsTerm deposits 1mth under $500,000 · 24-month 4.35 → 4.5520 days after the RBA rise to 4.35%+0.20
Term deposits · 4
Best rate per product, by term · ranked within each term- 5.00%#65 of 394
2 years
- 2 years
- 5.00% · #65 of 394
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
interest monthly · from $1,000 · 4 terms
2 yr 4.75%3 yr 4.50%4.75%#156 of 39423 months
- 2 years
- 4.75% · #156 of 394
- 3 years
- 4.50% · #117 of 345
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
- 4.75%#75 of 345
3 years
- 3 years
- 4.75% · #75 of 345
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 3.75%#400 of 547
5 months
- 6 months
- 3.75% · #400 of 547
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
Full term deposits record for Cairns bank →
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Personal loans · 3
Comparison rate · ranked within unsecured or secured loansUnsecured · 1
Unsecured · variable · car loan · $200 application
12.59%#176 of 212comparison · from 9.50% advertised
- Advertised rate
- from 9.50% p.a.
- Comparison rate
- 12.59% p.a.
- Rate type
- Variable
- Application fee
- $200
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $25,000
- Extra repayments
- Yes
Secured · 2
Secured · variable · car loan · $200 application
8.21%#26 of 48comparison · from 7.34% advertised
- Advertised rate
- from 7.34% p.a.
- Comparison rate
- 8.21% p.a.
- Rate type
- Variable
- Application fee
- $200
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $3,000
- Extra repayments
- Yes
Secured · variable · car loan · $200 application
8.87%#35 of 48comparison · from 8.00% advertised
- Advertised rate
- from 8.00% p.a.
- Comparison rate
- 8.87% p.a.
- Rate type
- Variable
- Application fee
- $200
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $3,000 – $50,000
- Extra repayments
- Yes
Full personal loans record for Cairns bank →
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Cairns bank has no savings accounts, credit cards, home loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
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