BankMate

Savings account · 18+ years

Great Southern Bank Future Saver

5.10%p.a. total

0.10% base + 5.00% bonus when the conditions are met

67th of 151 savings accounts · market average 4.39%

Go to Great Southern BankCompare with another accountCompare with Great Southern Bank's term deposit

The RBA raised the cash rate to 4.60% on 30 September. Future Saver moved on 27 October, 27 days later.

What the bonus asks

1 thing each month
Each month
  1. A balance at least $250 higher than it started
A month without them

Pays the 0.10% base rate on the whole balance.

Who can open it

Anyone 18 or over

Balance

The bonus is paid on balances up to $500,000.

Compare all 151 accounts

Rate history

Last change 27 Oct
  • Future Saver
  • RBA cash rate
  • Market average
4.004.505.00MarMayJulSepToday5.10% p.a. today

October 20261 change

  1. 27Tue
    • 4.85 → 5.10Bonus rate 4.75% → 5.00% · 27 days after the RBA rise to 4.60%
      +0.25

May 20261 change

  1. 22Fri
    • 4.60 → 4.85Bonus rate 4.50% → 4.75% · 16 days after the RBA rise to 4.35%
      +0.25

April 20261 change

  1. 3Fri
    • 4.35 → 4.60Bonus rate 4.25% → 4.50% · 16 days after the RBA rise to 4.10%
      +0.25

  1. #30FebFeb 2026: ranked 30 of 42
  2. #48MarMar 2026: ranked 48 of 64
  3. #47AprApr 2026: ranked 47 of 76
  4. #45MayMay 2026: ranked 45 of 79
  5. #50JunJune 2026: ranked 50 of 79
  6. #51JulJuly 2026: ranked 51 of 80
  7. #51AugAug 2026: ranked 51 of 80
  8. #64SepSep 2026: ranked 64 of 120
  9. #63OctOct 2026: ranked 63 of 150
  10. #67NowNov 2026: ranked 67 of 151
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

Mostly outside the top half of accounts over the last 10 months: from #63 of 150 in Oct 2026 to #48 of 64 in Mar 2026.

A year meeting the conditions
$2,550
A year without meeting the conditions
$50
Against the average (4.39%)
+$357

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

Up to $500k5.10%
$500k+3.75%

Grow balance by $250 in current month. Max bonus to $100k; 3.25% above $500k; no limit at reduced bonus.

Notes from savers

to leave a note.

Other Great Southern Bank accounts: Youth eSaver 5.75% · Goal Saver 5.60% · Home Saver 5.50% · Everyday Saver 5.05%

Pays 5.10% p.a. total (0.10% base plus 5.00% bonus) as of 2 November 2026. Ranks 67th of 151 savings accounts tracked by BankMate, 0.71 points above the average of 4.39%. The rate last rose on 27 October 2026, 27 days after the RBA raised the cash rate to 4.60%. From Great Southern Bank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·