Provider
LiveGreat Southern Bank
As of 18 September 2026, Great Southern Bank has 29 products across five of the 8 pillars BankMate tracks: 4 savings accounts, 2 credit cards, 17 home loans, 4 term deposits and 2 personal loans. Its highest-placed product is Youth eSaver at 5.50% p.a., 7th of 94 savings accounts. Its rates last moved on 27 August 2026.
- Pillars
- 5 of 8
- No superannuation, share trading, crypto exchange
- Products tracked
- 29
- 4 savings accounts · 2 credit cards · 17 home loans
- Highest placed
- #7
- Youth eSaver · of 94 savings accounts
- Last change
- 27 Aug 2026
- 10 changes on record
What changed
10 changes across 2 pillars since 1 Mar 2026- Term depositsStandard Rate Term Deposit 13-60 months (A) · 60-month 5.25 → 5.15−0.10
- Term depositsStandard Rate Term Deposit 13-60 months (M) · 60-month 5.15 → 5.05−0.10
- Term depositsStandard Rate Term Deposit 2-12 months · 3 terms cut 0.10 to 0.20mixed
- Term depositsStandard Rate Term Deposit 1-12 months · 3 terms cut 0.10 to 0.20mixed
- Term depositsStandard Rate Term Deposit 2-12 months · 12-month 5.35 → 5.15−0.20
- Term depositsStandard Rate Term Deposit 1-12 months · 12-month 5.45 → 5.25−0.20
Show 4 earlier changes
- Term depositsStandard Rate Term Deposit 2-12 months · 12-month 5.25 → 5.3534 days after the RBA rise to 4.35%+0.10
- Term depositsStandard Rate Term Deposit 1-12 months · 12-month 5.35 → 5.4534 days after the RBA rise to 4.35%+0.10
- Savings accounts4 accounts up 0.2516 days after the RBA rise to 4.35%+0.25
- Youth eSaver 5.25 → 5.50
- Goal Saver 5.10 → 5.35
- Home Saver 5.00 → 5.25
- Future Saver 4.60 → 4.85
- Savings accounts4 accounts up 0.2516 days after the RBA rise to 4.10%+0.25
- Youth eSaver 5.00 → 5.25
- Goal Saver 4.85 → 5.10
- Home Saver 4.75 → 5.00
- Future Saver 4.35 → 4.60
Savings accounts · 4
Total rate, conditions met · ranked among 94 accountsBonus up to $5k
5.50%#7 of 941.00% base + 4.50% bonus
- Balance range
- $0 - $4,999.99
- Age
- Up to 17 years
$500 deposit a month · bonus up to $50k
5.35%#12 of 940.50% base + 4.85% bonus
- Monthly deposits
- $500/month
- Balance range
- $0 - $50,000
- Age
- 18-24 years
$2k deposit a month · 5 card purchases · bonus up to $100k
5.25%#17 of 940.50% base + 4.75% bonus
- Debit card use
- 5+/month
- Monthly deposits
- $2,000/month
- Balance range
- $0 - $100,000
- Age
- 18+ years
Balance must grow · bonus up to $500k
4.85%#61 of 940.10% base + 4.75% bonus
- Balance growth
- $250/month
- Balance range
- $0 - $500,000
- Age
- 18+ years
Full savings accounts record for Great Southern Bank →
Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for Great Southern Bank · Compare all savings accounts
Credit cards · 2
Ranked by bonus net of first-year fee · of 51 bonus cardsCashback · 1
- Annual fee
- $144
- Monthly fee
- $12
- Additional cardholder
- Free
- Rewards program
- Cashback
- Base earn rate
- 0.5% back
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 21.74% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
No rewards · 1
- Annual fee
- $60
- Monthly fee
- $5
- Additional cardholder
- Free
- Rewards program
- None
- Purchase rate
- 11.99% p.a.
- Cash advance rate
- 21.74% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- No
Full credit cards record for Great Southern Bank →
Points are valued at BankMate's cents-per-point assumptions. Net figures deduct the first-year fee only. Compare all credit cards · Card report
Home loans · 17
Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rateVariable · 2
Variable · Interest Only · Investor · redraw · no ongoing fee
9.91%#73 of 80comparison · 9.81% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · Interest Only · Owner-occupier · redraw · no ongoing fee
9.91%#65 of 68comparison · 9.81% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Fixed · 15
- 7.41%#37 of 49
comparison · 6.55% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- 7.62%#39 of 50
comparison · 6.50% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
5yr Fixed · P&I · Investor · redraw · no ongoing fee
7.73%#30 of 42comparison · 6.75% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- 7.75%#38 of 49
comparison · 6.50% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
3yr Fixed · Interest Only · Owner-occupier · redraw · no ongoing fee
7.76%#20 of 31comparison · 7.00% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Show 10 more
5yr Fixed · Interest Only · Investor · redraw · no ongoing fee
7.79%#30 of 42comparison · 6.90% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
2yr Fixed · Interest Only · Owner-occupier · redraw · no ongoing fee
7.85%#21 of 31comparison · 7.00% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- 7.90%#38 of 49
comparison · 6.50% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
1yr Fixed · Interest Only · Owner-occupier · redraw · no ongoing fee
7.95%#20 of 30comparison · 7.00% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
3yr Fixed · P&I · Investor · redraw · no ongoing fee
7.97%#36 of 45comparison · 6.70% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
3yr Fixed · Interest Only · Investor · redraw · no ongoing fee
8.06%#36 of 44comparison · 7.00% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
2yr Fixed · P&I · Investor · redraw · no ongoing fee
8.13%#37 of 45comparison · 6.70% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
2yr Fixed · Interest Only · Investor · redraw · no ongoing fee
8.19%#37 of 45comparison · 7.00% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
1yr Fixed · P&I · Investor · redraw · no ongoing fee
8.30%#35 of 43comparison · 6.70% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
1yr Fixed · Interest Only · Investor · redraw · no ongoing fee
8.33%#35 of 44comparison · 7.00% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $500
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Full home loans record for Great Southern Bank →
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report
Term deposits · 4
Best rate per product, by term · ranked within each terminterest annually · from $0 · 5 terms
2 yr 4.25%3 yr 5.00%5 yr 5.15%18 mo 3.20%4 yr 5.00%5.15%#19 of 1525 years
- 2 years
- 4.25% · #245 of 394
- 3 years
- 5.00% · #36 of 345
- 5 years
- 5.15% · #19 of 152
- 18 months
- 3.20% · #121 of 122
- 4 years
- 5.00% · #23 of 157
- Minimum deposit
- $0
- Interest paid
- Annually
- Early withdrawal
- Not allowed
interest annually or quarterly or monthly · from $0 · 12 terms
3 mo 4.90%6 mo 5.00%9 mo 4.65%1 yr 5.10%1 mo 3.50%5.10%#161 of 5901 year
- 3 months
- 4.90% · #43 of 369
- 6 months
- 5.00% · #76 of 547
- 9 months
- 4.65% · #145 of 500
- 1 year
- 5.10% · #161 of 590
- 1 month
- 3.50% · #3 of 3
- Minimum deposit
- $0
- Interest paid
- Annually or Quarterly or Monthly
- Early withdrawal
- Not allowed
interest monthly · from $0 · 5 terms
2 yr 4.15%3 yr 4.90%5 yr 5.05%18 mo 3.10%4 yr 4.90%5.05%#25 of 1525 years
- 2 years
- 4.15% · #255 of 394
- 3 years
- 4.90% · #49 of 345
- 5 years
- 5.05% · #25 of 152
- 18 months
- 3.10% · #122 of 122
- 4 years
- 4.90% · #32 of 157
- Minimum deposit
- $0
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
interest monthly · from $0 · 11 terms
3 mo 4.80%6 mo 4.90%9 mo 4.55%1 yr 5.00%5.00%#203 of 5901 year
- 3 months
- 4.80% · #62 of 369
- 6 months
- 4.90% · #137 of 547
- 9 months
- 4.55% · #146 of 500
- 1 year
- 5.00% · #203 of 590
- Minimum deposit
- $0
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
Full term deposits record for Great Southern Bank →
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Personal loans · 2
Comparison rate · ranked within unsecured or secured loansUnsecured · 1
Unsecured · fixed · car loan · $225 application
7.58%#57 of 212comparison · from 15.00% advertised
- Advertised rate
- from 15.00% p.a.
- Comparison rate
- 7.58% p.a.
- Rate type
- Fixed
- Application fee
- $225
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $100,000
- Loan term
- 1 year to 7 years
Secured · 1
Secured · fixed · car loan · $225 application
6.63%#4 of 48comparison · from 15.00% advertised
- Advertised rate
- from 15.00% p.a.
- Comparison rate
- 6.63% p.a.
- Rate type
- Fixed
- Application fee
- $225
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $100,000
- Loan term
- 1 year to 7 years
Full personal loans record for Great Southern Bank →
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Great Southern Bank has no superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
Notes on Great Southern Bank
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